essay titles on money

260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
“From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
Time Value of Money Compounding was done on the amount that I had lent out using the market rate over the duration of time the person held my money.
The Relationship Between Money Supply and Inflation It is evidenced that changing the money supply through the central banks leads to a control of the inflationary situations in the same economy.
Money Laundering: Most Effective Combat Strategies The practice of money laundering affects the economy and security of a country. Countries have directed their efforts to curb money laundering to control the downwards projections of their countries’ economies.
Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
Are Workers Motivated Mainly by Money? Related to the concept of work and why people work is the original concept developed by Karl Marx in the so-called conflict theory.
The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
The Ascent of Money: A Financial History of the World The succinctness of this book lies in the critical analysis and emphasis of the financial history of money in spite of the fact it has impeded some important functions of the global economy.
Exploring the Relationship Between Education and Money A person cannot be able to change his/her ascribed status in the society, but only through education a person is able to change his/her Socio-economic status and to some extent that of his/her family once […]
Drugs: The Love of Money Is the Root of All Evils The political issues concerning the use of drugs consist of, but not limited to, the substances that are defined as drugs, the means of supplying and controlling their use, and how the society relates with […]
Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
Blowing Bubbles in Ferguson’s “The Ascent of Money” Moreover, the author shows the connection and similarities between the present collapse of a stock market and the Enron default along with a Mississippi Bubble of the eighteenth century that was created by John Law, […]
Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
“College Is a Waste of Time and Money” by Bird Bird’s use of logical fallacies, like if students do not want to go to college, they should not do it until the reasons of their unwillingness are identified, proves that it is wrong to believe […]
Sports and Money in Australia Because swimming is a well-developed kind of sports, money should be more spent on engaging new swimmers and promoting new talents to the professional sport.
Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
“Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
The Concept of the Time Value of Money The concept of the time value of money refers to the financial principle noting that a fixed amount of money currently is worth more than the same amount of money in the future.
Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
“Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
To Make Money or Serve the Society? However, when the issue of the corporation to serve the society arises, then it kind of compromises the main focus of the corporation, which is to make money. These have been the major causes of […]
Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
Tax Money Usage on Military Spending Issue The fact that America won the Cold War and defeated the Soviets is taken as a vindication by the American leaders of the need to continue military spending.
Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
“Who Says Money Cannot Buy Happiness” by Lee Investment is a production process for will it bring about goods and services that can be sold to the market and in the process, the owner of the business makes some profit.
Technical Analysis as Active Money Management Method Technical analysis is the financial markets methodology that asserts the capability to foretell the probable course of security charges by the means of past market data study, principally price and volume.
Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
Time Value of Money in Examples Therefore, re-purchase of the shares appeals to the managers of the company because it will allow the company uses the money to regenerate more money for the purpose of repurchase the shares in the future.
Wall Street Managers: The Art of Making Money In the end, the goal of Wall Street managers is to ensure optimal returns in all of their investments. The evolution of Wall Street managers is etched in the history of financial markets.
Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
Fraud, Money Laundering, and Terrorism Financing After the audacious attack by Al-Qaeda and the destruction of the Twin Towers on 11th of September 2001, terrorism was declared the number one enemy to the peace and stability of the modern world.
Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
Money Market and Value-Based Pricing Consequently, the GDP can be defined by the equation: Y=C+I+G+NX where: Y= Total GDP, C=Consumption by household, I=Investment, G=Government expenditure, NX=Net Exports Net Domestic product entails the reduction of the GDP by the depreciation of […]
How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
Access Right to Money: Sculpture Theft Among the suspects, there are those in dire need of the money due to financial problems, while others need the values worth of the item and not the actual monetary price attached to the item.
History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
Money Flows and Financial Repression in the US and China From the article, the authors depict how the interest rates in developed countries like the United States compare with those of the emerging markets such as China, India, and Brazil.
Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
Karl Marx on Commodities, Labor, and Money Division of labour is very important in the production of commodities. The use-value of each commodity contains useful labour.
The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
Happiness Without Money in Sociology and Psychology The tendency’s mechanics are simple – being in the possession of any substantial sum of money increases a person’s chance to secure a dominant status within the society, which in turn will result in strengthening […]
Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
“God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
Time Value of Money in Economies of Scale Also, the investigation of the VoF becomes easier by means of scrutinizing the tradeoff between the TVM and the EoS. The TVM is also employed to reach the integration of infrastructure investment valuation and risk […]
Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
“The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
Monetary Policy in “The Ascent of Money” by Ferguson
The Airtel Money Service: Indian and African Paths
Money History, Ethical and Social Standarts
World Money History in the 20th Century and New Objects of Value
Locke’s Work on Interest and Value of Money
Money in the “Sheriff of Cape Breton” Case Study
Medieval England in “Treatise on the New Money”
Treatise on the New Money: Document Analysis
Human Bondage in Ferguson’s “The Ascent of Money”
Money History, Bonds, Market Bubbles, and Risks
Park Avenue: Money, Power and the American Dream
Deflation in the Quantity Theory of Money
Money, Its Purpose and Significance in History
“Who Stole the Money, and When?” by Greenberg
Money History From the Middle Ages to Mercantilism
Money Development From 600 BC to Nowadays
Money Development and Its Stages in World History
Market Society in “What Money Can’t Buy” by Sandels
Employee Theft in “Who Stole the Money, and When?”
European Union Anti-Money Laundering Directive
Park Avenue: Money, Power and the American Dream – Movie Analysis
T-Shirts “SENIOR 2016” and Time Value of Money
Time and Money in “Neptune’s Brood” by Charles Stross
Virgin Money Company’s Business Model in Canada
Money in History and World Cultures
Is College Education Worth the Money
Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money
Weddings, Marriage, and Money in the UAE
Money and Happiness Connection – Philosophy
“Art for Money’s Sake” by William Alden
Money’s and Banking’ Concepts
Central Bank of Bahrain and Money Supply Regulation
Why Money Is Important: Benefits & Downsides
Psychological Research: Money Can Buy Happiness
Finance: The History of Money
Finance in the Book “The Ascent of Money” by Niall Ferguson
Criminal Law: Blood Money From the Human Organs Sale
Money as an Emerging Market Phenomenon
Cyber-Crime – New Ways to Steal Identity and Money
The Case of Stolen Donation Money
Money and Banking: The Economic Recession of 2007
Money and Banking: David S. Ashby’s Perspective
Christian Moral Teaching and Money
Money and Capital Markets: Turkey, India and China
Money and Capital Markets: Central Banks
Anti Money Laundering and Combating the Financing of Terrorism
Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
Money Mechanics in the U.S.
Money and Markets vs. Social Morals
Money Laundering In Saudi Arabia
Inflation Tax – Printing More Money to Cover the War Expenses
Banks and the Money Supply
Money Mechanics in Banks System
Money Laundering In Russia
Money and Work Performance
Money Supply and Exchange Rates
Mobile Money Transfer Service
Central Banking and the Money Supply
The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
Jean-Jacques Rousseau and Karl Marx: The Role of Money in Human Life
How Saudi Banks Deal With Money Laundery
The Ascent of Money
Niall Ferguson’s ‘The Ascent of Money’
Role of Money in the American Dream’s Concept
Money, Motivation and Employee Performance
Money and Commodity Circulatory Processes
Opinion on the Importance of Money
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Essays About Money: Top 5 Examples and 6 Prompts

With money comes great power; however, power must always come with responsibility. Discover thought-provoking essays about money in our guide.

Money is everywhere. We use it to eat, drink, clothe ourselves, and get shelter, among many other uses. Nowadays, it is an undisputed fact that “money makes the world go round.” The earliest known form of money dates back to around 5,000 years ago ; trade was previously carried out using a barter system. However, over the centuries, more and more nations began implementing a currency system, and money has become more critical.

In the contemporary world, it seems to be “all about money.” However, it is important not to lose sight of what is important; we must maintain good physical and mental health and healthy relationships with the people around us. Money is necessary; it is just not the only thing necessary. To start your essay, read these examples to write insightful essays about money.

5 Top Examples On Essay About Money

1. essay on money by prasanna, 2. how money changed human history by jacob wilkins, 3. capitalism: money that make money by ernestine montgomery, 4. is money the most important thing by seth higgins.

5. An Introduction to Saving Money by Jeremy Vohwinkle

Writing Prompts For Essays About Money

1. good uses for money, 2. the “dark side” of money, 3. money’s role in history, 4. morality vs. money, 5. can money buy happiness, 6. how to save money.

“Imagine the world without money. We will eventually come to a point where we will be asking questions like “what’s the point of life”. Hope and goals are some of the important things that will keep a man going in life. Without any sense of achievement or motivation, there wouldn’t be any inventions or progress in the world. People work to get money and then people work harder to get more money. This cycle of life that keeps a man motivated and hopeful is one of the biggest advantages of the system of money”

This essay gives readers a general outlook on money and its advantages and disadvantages. It gives people equal opportunity to work for their dreams and motivates them to be productive members of society, while it also raises the question of greed. Money, without a doubt, has its positive and negative aspects, but it exists and is only becoming more critical.

“But the barter economy was flawed. There was no universal measure for determining the value of an item. It was all based on the subjective opinion of the individuals involved. And to make matters worse, the barter economy relied on both sides wanting something the other had to offer. Trade, therefore, could be sluggish and frustrating. Human beings needed something different, and money was the answer.”

Wilkins writes about how money revolutionized the way trade was conducted. The barter system involved trading any objects if both parties agreed to a deal, such as trading animal skins for fish or medicine for timber. However, the only measure of an item’s value was how much one party wanted it- both sides needed to have something the other wanted. The introduction of money allowed people to put a solid value on commodities, making trade easier.

“So, if you were to closely observe the dirty, disordered canvas of economic progress during the 20th and 21 st century, you should conclude that, for all its warts, capitalism has been the winner. It has sometimes caused pain; suffered from serious cycles; and often needed the clout of the state- such as we have seen from September 2008. It has also been quite resistant to sensible regulation. Even so, the basic institutions of capitalism have worked, not just in the US and the OECD (Organization for Economic Co-operation and development) nations, but also many developing countries, of which India is one.”

Albeit lengthy, Montgomery’s essay discusses the debate between socialism and capitalism, a topic of which money is at the core. Montgomery describes Karl Marx’s criticism of capitalism: all the money goes to a few people, not the workers. She believes these are valid to an extent and criticizes certain forms of capitalism and socialism. Neither capitalism nor socialism is perfect, but according to Montgomery, capitalism creates a better economy.

“Being the richest man in the world does not mean you are the happiest man in the world, although money can buy you happiness sometimes, but not always. If we could all appreciate the way life is, the fun, and the beauty I think the world would be better. If people weren’t power hungry maybe we’d have a lesser demand for money. Those people who is money hungry and power hungry need to relax. Money can’t buy you happiness. These individuals need to understand that.”

Higgins implores readers to remember that money is not the only thing people need in the world. He stresses the necessity of money, as it is used to pay for various necessary goods and services; however, he believes it is not a prerequisite for happiness. Material things are temporary, and there are other things we should focus on, like family and friends.

5. An Introduction to Saving Money by Jeremy Vohwinkle

“A financial emergency may take the form of a job loss, significant medical or dental expense, unexpected home or auto repairs, a hurricane or major storm, or something unthinkable, such as a global pandemic. The last thing you want to do is to rely on credit cards with their hefty interest fees or to be forced to take out a loan. That’s where your emergency fund can come in handy. Historically, the formula for an emergency account is to have enough readily available cash to cover three to six months of living expenses.“

Vohwinkle’s essay gives readers some suggestions on how to save more money. Most importantly, he suggests setting up an emergency fund, as all other saving techniques stem from there. He also suggests creating an automatic savings plan and cutting down on “spending leaks,” like buying coffee. You might also be interested in these essays about celebration .

In this essay, write about why money is necessary and the ways to use it for the greater good, and include ways in which it can be used (investing, donating, etc.). For each point, you make, be sure to explain why. Of course, this is entirely subjective; feel free to write about what you consider “good uses” for money.

On the other hand, money also has a negative side —research on money-related issues, such as taxpayer-funded corruption and trading of illegal goods. In your essay, explore this side of money and perhaps give solutions on how to stop these problems.

Money has played a progressively more important role throughout human history. Discuss the development of currency and the economy, from the barter system to the digital world we live in today. You need not go too in-depth, as there is a lot of ground to cover and many eras to research. Be sure to cite reputable sources when discussing history.

Many people warn of “selling your soul” for financial gain. In your essay, you can write about the importance of having solid values in this day and age, where money reigns supreme. What principles do you need to keep in mind? Explain how you can still value money while staying grounded; mention the balance between material needs and others.

As stated in Higgins’ essay, more people have begun to prioritize money over all else. Do you believe that money is truly the most important thing? Can it alone make you happy? Discuss both sides of this question and choose your position accordingly. Be sure to provide precise supporting details for a stronger argument.

Enumerate tips on how you can save money. Anything works, from saving certain things for special occasions to buying more food in the grocery rather than eating out. This is your opinion; however, feel free to consult online sources and the people around you for extra advice.

For help with your essays, check out our round-up of the best essay checkers .If you’re still stuck, check out our general resource of essay writing topics .

Martin is an avid writer specializing in editing and proofreading. He also enjoys literary analysis and writing about food and travel.

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Business & Money Essay Titles

IELTS Essay Questions for the Topic of Business and Money. All essay questions below are reported by IELTS candidates and seem to have been repeated over the years. Regardless of the years the questions were reported, you could get any question below in your test. You should, therefore, prepare ideas for all questions given below. The topics below could appear in both GT and Academic IELTS Writing Task 2.

Business & Money Essay Questions for IELTS Writing Task 2

In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion. (Reported 2017, 2019, 2020, 2022 Academic Test)

More and more business meetings are taking place online. What are the advantages and disadvantages of this trend? (reported 2021, 2022, 2023)

Due to the development and rapid expansion of supermarkets in some countries, many small, local business are unable to compete. Some people think that the closure of local business will bring about the death of local communities. To what extent do you agree or disagree? (repeated most years)

Companies should provide sports and social facilities for local communities. To what extent do you agree? (Reported 2017, 2021)

If the product is good and meets consumer needs than advertising is unnecessary. To what extent do you agree? (2023)

Large businesses have big budgets for marketing and promotion and as a result, people gravitate towards buying their products. What problems does this cause? What could be done to encourage people to buy local products? (2016, 2020, 2022)

Some countries encourage foreign companies to open in their country. Many people think that the government should focus on encouraging local business rather than foreign businesses. To what extent do you agree? (reported 2021, 2023)

An increasing number of people are buying what they need online. What are the advantages and disadvantages for both individuals and companies to shopping online? (repeated most years)

Marketing and promotion is the key to a successful business. To what extent do you agree? (repeated frequently)

The performance of staff can have a significant impact on the success of a company. What can companies do to increase staff productivity? (this question is repeated but often with a different focus, for example “Marketing has the most significant impact on the success of a company”. This question offers marketing rather than staff productivity as the most important aspect of success.

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company of having a uniform? Are there any benefits of having a uniform for the staff? (repeated most years)

In many countries, it is common for families to own and run their own business. Some people think this is the best way to run a business, while others consider this a potential source of problems. What is your opinion? (2018, 2020, 2022)

Some people think that when recruiting, companies should aim to take on people who are innovative and able to work independently while others considered they should recruit people who are able to work in a team and follow instructions. Discuss both views and give your opinion.

Some people think that the only way to have success in business is to have a unique product. What factors, do you think, influence the success of a company? (reasons for success in business is a frequent question)

Small businesses should avoid recruiting young women who do not have their own family in order to avoid paying maternity leave later on. To what extent do you agree or disagree? (2021)

Sales companies should recruit people who are hungry for money as they will make the most dedicated workers. Do you think money is the driving force behind hard work? What factors should be taken into consideration when recruiting staff for sales positions? (2020)

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this? (this question is quite common)

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product? (2015, 2018, 2021)

Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is money a true indicator of the success of a business? In what other ways could success in a business be measured? (frequent question regarding indicators of success)

It is common practice for some students to take a gap year between high school and university in order to do charitable work abroad in underdeveloped countries. What are the advantages and disadvantages for young people of doing volunteer work? (common question)

Rich countries are getting richer while poor countries are getting poorer. What is the cause of this? What could be done to solve this problem? (common question)

Some people think that it is better for a country’s economy for people to spend money, while others believe that it would be better for people to save money. Discuss both sides and give your opinion. (2015, 2018, 2020)

Reported essay questions are from students who have taken their IELTS test. That means questions may have appeared more frequently than have been reported. These questions may vary slightly in wording and focus from the original question. Also note that these questions could also appear in IELTS speaking part 3 which is another good reason to prepare all topics thoroughly.

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Home — Essay Samples — Economics — Finances — Money

Essays on Money

When it comes to writing an essay about money, there are a wide range of topics to choose from. Money is a universal topic that can be explored from various angles, making it a popular choice for essays in many different fields. Whether you are interested in economics, finance, psychology, or sociology, there are plenty of thought-provoking money essay topics to consider. In this article, we will explore some of the best money essay topics.

The Psychology of Money

One interesting money essay topic is the psychology of money. This topic explores the ways in which people think and feel about money, and how these attitudes and beliefs can influence their financial decisions. You could explore topics such as the impact of upbringing and culture on money attitudes, the psychological factors that lead people to overspend or underspend, or the ways in which emotions can influence financial decision-making. This topic is not only fascinating but also highly relevant in today's consumer-driven society.

The Economics of Money

Another popular money essay topic is the economics of money. This topic delves into the fundamental principles of how money works in an economy, including topics such as inflation, monetary policy, and the role of central banks. You could explore the impact of economic theories on the value of money, the relationship between money and economic growth, or the ways in which money is created and circulated in the economy. This topic is a great choice for those with an interest in economics or finance, and it can provide valuable insights into the functioning of the global economy.

The Sociology of Money

The sociology of money is another intriguing money essay topic. This topic examines the social and cultural aspects of money, including topics such as income inequality, social class, and consumer behavior. You could explore the ways in which money impacts social relationships, the role of money in shaping social hierarchies, or the ways in which societal attitudes towards money have evolved over time. This topic is particularly relevant for those interested in sociology, anthropology, or social psychology, and it can provide valuable insights into the ways in which money influences our daily lives.

The Politics of Money

For those interested in politics and governance, the politics of money is a compelling essay topic. This topic explores the ways in which money intersects with political power, including topics such as campaign finance, lobbying, and corruption. You could examine the impact of money on political decision-making, the ways in which money influences electoral outcomes, or the role of money in shaping public policy. This topic is highly relevant in today's political landscape, and it can provide valuable insights into the ways in which money influences the functioning of democratic societies.

The Ethics of Money

Finally, the ethics of money is an important and thought-provoking money essay topic. This topic delves into the moral and ethical implications of financial decisions, including topics such as corporate social responsibility, ethical investing, and the ethical considerations of wealth accumulation. You could explore the ways in which money can be used to promote social good, the ethical dilemmas faced by individuals and organizations in the pursuit of financial gain, or the ways in which ethical considerations can shape financial decision-making. This topic is particularly relevant for those interested in philosophy, ethics, or business ethics, and it can provide valuable insights into the ways in which money intersects with moral and ethical considerations.

When writing an essay about money, it's important to choose a relevant and engaging topic that will attract readers and provide valuable insights. To optimize your essay for search engines, you should include relevant keywords and phrases related to your chosen topic, as well as high-quality content that provides valuable information and insights. You should also consider the structure and formatting of your essay, including the use of headings, subheadings, and bullet points to make your content more scannable and easy to read. By following these best practices, you can ensure that your money essay will attract readers and provide valuable insights into this universal and compelling topic.

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Essay On Money: 100, 250 Words Samples

Updated on
Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

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What is money, why is money so important, essay on money in 100 words, essay on money in 250 words.

Shiva Tyagi

With an experience of over a year, I've developed a passion for writing blogs on wide range of topics. I am mostly inspired from topics related to social and environmental fields, where you come up with a positive outcome.

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130 Budget Essay Topics

🏆 best essay topics on budget, ✍️ budget essay topics for college, 👍 good budget research topics & essay examples, 💡 simple budget essay ideas, 🎓 most interesting budget research titles, ❓ budgeting research questions.

Importance of Nurse Manager Role in Budgeting
Operating Budget and a Capital Budget: Difference
The Role of Nurses in Budget Planning
The Balanced Budget: Arguments For and Against
The Analysis of the Daycare Center’s Operations Budget
Ford Motor Company’s Project Budget and Management
ABC Manufacturing: Analysis of the Budget Case Report
Memo and Essay Explaining the Flexible Budget Variances Variances can be described as the difference between budgeted performance as planned and expected and the actual performance for the budgeted period.
A Travel Agency’s Budget Elements The main elements of the budget of a travel agency are receipts, expenditures, a financial result (deficiency or surplus), and principles of budget system construction.
Budget: Apple Inc. R&D Project Funding The paper discusses customers’ unique needs and uses the data to prepare customized products to improve customer loyalty. The funding required is $2 billion.
Early Prison Release to Reduce a Prison’s Budget The primary goal of releasing nonviolent offenders before their sentences are finished is cutting down on expenses.
Visor Ltd’s Cash Budget Analysis This paper provides a cash budget analysis for Visor Ltd, highlighting potential cash flow issues and the impact of a planned renovation on the company’s finances.
Budget Narrative for Markia Crime Stopper Program The following is the budget narrative to enable the Markia crime-stopper program initiative to effectively protect, respond to, and report criminal acts in the community.
Family Budget Project in Microsoft Excel Budgeting is a practice that helps to achieve goals through the efficient use of money. This paper provides an example of a family budget that was created using Microsoft Excel.
Larry Sabato’s Balance Budget Proposal: Pros and Cons People may always refuse to approve the new Constitution if it does not reflect the wishes of the American citizens and if the budget is unbalanced.
Restructuring of Los Angeles Police Department Fiscal Budget The foundation of the paper is a breakdown of the Los Angeles Police Department budget, a proposal to reduce the budget and its effects.
Preventing Bedsores: Outcomes, Approach, and Budget The purpose of this paper is to discuss the outcomes, approach, and budget of the capstone project, aiming to educate the nursing staff about a checklist for preventing bedsores.
Tightening Budget: Action Overview It has been argued by many over many years that imprisonment is expensive and ineffective, yet it continues to be a major feature of penal policy in the U.S. justice system.
Zero-Based Budgeting in Federal Budget Process While most strategies for budgeting account for the history of previous transactions, ZBB does not operate on financial history and automatically includes payments.
A Dog Sitting Start-Up’s Budget Considerations My new business is dog sitting, which is dog walking two or three times a day according to the usual schedule for the animal.
Cash Budget: Plan and Aspects Managers have the responsibility of ensuring an effective cash budget plan. This should be done in consideration of the past budgets.
The Dougherty County School System Budget for Fiscal Year 2023 School district budgeting can be considered a tool that allows districts to outline their mission, find room for improvement, and pursue educational objectives.
Budget Plan of Smithville The case study on Smithville’s budget issue indicates that the city requires improved approaches to plan a balanced solution for the next fiscal year.
Working on a Personal Budget and Managing Savings The savings rate is the ratio of the savings portion of income to total income. The average savings rate in the US in 2021 was 7%.
The Notion of Budget Credibility The paper examines the notion of budget credibility and associated concepts, such as fiscal transparency, national budget, and expenditure drift.
Importance of Clinical Research Study Budget It is critical for researchers and authors to know every cost linked to establishing a clinical research study and the capability to document expenses to authenticate budget requests.
Preparing a Budget: Travel Expenses The paper presents the table of travel expenses for the Retail Hong Kong Expo in Hong Kong, which represents an approximate travel budget.
Researching of Basics of Budget This paper states the basics of budgets, finances, and planning, considering how these apply to criminal justice agency budgeting.
Budget for Security and Counterterrorism Division The budgetary increment proposal by the security and counterterrorism department is justified because the unit has to purchase new office furniture and technological resources.
Budget Justification for New York City Transit Agency This report aims to give justifications for the FY 2021 budget increment for the department of security and counterterrorism.
Budget Development in Public vs. Private Sector In building a budget of any scale, it is necessary to consider many details. The most standard budget requirement is the excess of revenues over expenditures.
Takeaways From the Budget Development Exercise This paper summarizes takeaways from the budget development exercise, including the discussion of budget deficits, savings, strategies for accumulating savings, etc.
Tax Use and Budget Financial Plan of New York City The cost of living is equally high, with dirty subways, underfunding public schools, and high numbers of homeless people, beating the logic of such high taxes.
Daily Budget Cutting: Methods of Saving Money Nowadays, there are many more possibilities to spend additional money than in the past. Consequently, people should be more attentive to their budget and spending structure.
The Politics of Budget Implementation Public budgeting is essential in supplying the population with the resources necessary for the completion of important social and economic projects.
Personal Budget Planning: Saving, Investing, and Donating Calculating a personal budget is of crucial importance for financial independence, as it allows you to understand the process of operating money.
Budget and Finances of Brevard County, Florida Budgets are pivotal when it comes to controlling and managing the government’s finances and achieving financial reporting objectives.
Preparing a Preliminary IT Budget in Health Care Organizations The post examines how a preliminary IT budget is formed, what should be included, and who should participate in the development.
The Budget Analysis Trend in the Graphical Expression Based on the budget analysis trend, the income is likely to grow at an incremental rate of 6,500 USD per month for the next months consecutively.
Congressional Defense Budget Process Everything starts with the President’s budget request, a lengthy bill of all the discretionary programs that he suggests to be financed.
“How to Create a Project Budget for Your Small Business Projects” The article “How to Create a Project Budget for Your Small Business Projects” demonstrates an example of a successful project budget and some software for tracking budget plans.
The San Diego Budget Evaluation for Three Years This research paper analyses and evaluates the budget of the city of San Diego in California for the last three years.
Federal Budget Activity Overview This essay explained and justified the budget choices in the defense category and addressed some possible counterarguments.
Competitive Environment Between Traditional and Budget Airlines This paper compares traditional and budget airlines, and the business model of budget airlines as a source of sustainable business advantage.
Balanced National and Federal Budget Taking the position of supporting a balanced national budget, the policy is essential to protect future generations from huge debts.
Budget Planning – Different Strategy for Budget Budgeting strategies are imperative as they ensure that the organizations resources are well utilized even when there are limitations on what to spend.
Finances and Budget of Cosmetic Center The current system of incoming payments is effective because our center has been successfully modernized and improved in technological terms.
State Budget Deficit and Its Impact on Economy This paper discusses government budget deficits and situations where such a deficit can be beneficial to the government’s economy.
The Project Scheduling and Budget This paper aims to provide the family’s project a proper conclusion, describe all the necessary steps, and link the documents with the schedule and the budget.
Overview and Analysis: Texas Budget The final budget of Texas included the proposal to receive $900 million from the federal-state insurance program for the citizenry with low income and disabled people.
Value on Balance Sheet and Organizational Budget The concept of the time value of money upholds that the value of the dollar today is higher than the value of the dollar in the future.
The US Budget’s Analysis In addition to income, other socioeconomic variables that will be considered include the number of children, family size, marital status, and annual expenditure on food.
Type of Government Budget Deficit in United States Applying the specified taxonomy to the U.S. economy, one has to admit that the American economic environment suffers from a chronic structural deficit.
Evaluating Budget Documents of Police Department The paper will analyze the budget which was presented by the police department indicating both the estimates and the adjusted figures.
“Understanding New York City’s Budget” by Lowenstein The articles give a detailed explanation of such key points concerning the Capital Budget as its establishment, the allocation and the ways to estimate its accountability.
Expenditures in South Carolina’s Budget The value that South Carolina attaches to education shows in its expenditure on education, this expenditure item historically accounts for roughly one-third of the state’s budget.
Fiscal Budget Decision and Gross Domestic Product Quantitative analysis of a Fiscal Budget Decision involves an empirical model to test which alternative is more likely to raise per-capita GDP using methods of statistics.
Budget for Project: Report The report is about various ways of determining the budget for the individual tasks and the pros and cons of each tool.
Impact of the President’s Budget Fiscal Year 2009 in United States The essay aims to answer the question “Does The President’s Budget Fiscal Year 2009 would make a good impact on the states?”.
Balancing the New York City Budget The budget projects we are going to look at illustrate fiscal consequences and alternative decisions to be implemented in operational and capital investment.
Creating a Budget in a Community Hospital The budget planning for the following fiscal year should possess a clear and outlined goal, which is achieved by considering certain requisites.
Project Design, Methods, and Budget: Patient Falls The evidence shows that falls are regarded as a preventable threat, and nurse training is one of the strategies to reduce this problem.
Saint Louis Medical Center: Budget Development Assignment This paper provides an evidence-based workforce budgeting framework that seeks to help Saint Louis Medical Center (SLMC) in controlling financial expenditures in its Cardiac Unit.
Budget Consolidation vs. Redistribution Policies Fiscal restrictions are an indispensable part of a cash control program, and the practices of many states prove that such a principle has economic justification.
US Budget Deficit in Political Simulation The budget process is a crucial undertaking for every country across the world. It yields an essential economic policy tool that guides all government activities.
Budget Deficit Effects on Legislative Capability From a democratic perspective, to carry out consistent budget management, it is critical to ensure that both executive and legislative parties participate in the process.
Federal Budget Process and Its Stages The federal budget process comprises four stages: Executive preparation, Legislative consideration, budget execution, and audit and evaluation.
US Agencies Budget Outlay and Authority Analysis United States has a number of agencies which assist the government to achieve its numerous functions. Among these agencies are Coast Guard, Environmental Protection Agency, Forest Service, and Secret Service.
Budget Airlines and Their Growth Factors in Europe Budget airlines have become very popular. There are a lot of factors that enable European budget airlines to keep their prices low.
Traditional Budget and Zero-Based Budget Modern organizations use several types of budget creation. The following paper identifies the differences between the most common approaches – a traditional budget and a zero-based budget.
Moreno Medical Center’s Ratio and Budget Management Moreno Medical Center had faced challenges in managing its operations during 2013. It could be noted from the organization’s monthly income statement.
Anthem Blue Cross Blue Shield’s Budget Plan This paper aims to offer a five-year budget plan for Anthem Blue Cross Blue Shield and offer strategies to mitigate risks from the external environment.
Universal Healthcare: Budget Benefits and Threats The key benefit of this category of health care is that it offers individuals unable to pay for health care the facilities they need.
The National Budget Development The problem of deficiency in relation to the national budget and financing the social spheres is typical for many countries.
Balanced Budget, Monetary and Fiscal Policies Many economists agreed that a balanced budget had the potential to decrease interest rates and, thus, subsequently increase investments and savings for the economy.
Family Planning Services’ Effect on Budget This paper answer the question of whether eliminating funding on FPS would have a positive budgetary effect compared with the impact on individuals utilizing these services.
Moreno Medical Center’s Budget Management Analysis The financial statements for Moreno Medical Center are from the year 2012 to the year 2013. They indicate the financial status of the company.
US Federal Budget Making Process and Procedures To ensure that the US federal budget conforms to America’s democratic values, it passes through a lengthy and complicated process that should be seen as a four-phase cycle.
Health Medi-Cal Budget System The California Medical Assistance Program (Medi-Cal) budget system focuses on low-income populations. Its costs are usually divided between the state and the government.
Healthcare Operating Budget Strategy The effective strategy for establishing operational budgets in healthcare is planning across multiple time horizons, which allows healthcare specialists to align models and plans.
The Fiscal Responsibility Budget Concept Fiscal responsibility remains one of the most important terms when it comes to the field of public administration.
Project Budget: Top-Down vs. Bottom-Up Estimating There are two strategies for calculating the budget: the top-down and the bottom-up methods. The paper reviews their purposes and characteristics.
The Budget of Saudi Arabia and the USA The comparison of budgets of the two super states may be essential for further evaluation of financial potentials of both countries.
Budget Deficit and Interest Rates: Empirical Evidence for Spain
The Financial Market Crisis and Budget Policy
U.S. Budget Deficits and the Real Value of the Dollar
State and Local Governments and Their Budget Constraint
Budget Deficits, Money Supply and Price Level in West Africa
Family Budget and Financial Security
Marketing Budget During Economic Crisis
Equilibrium Political Budget Cycles
Long-Term and Short-Term Budget
Factor Analysis for Slow Budget Realization
Fiscal Decentralization and Political Budget
Efficiency Wages and the Balanced Budget Theorem
Structural Budget Balance and Fiscal Policy Stance in Tunisia
Budget and Trade Deficits in Lebanon
Political Budget Cycles and Fiscal Decentralization
Third World Country Countries Budget
Elections and the Strategic Use of Budget Deficits
Funding Source and Soft Budget Constraint
Budget Deficits and U.S. Economic Growth
Financing the Budget Deficit in the Philippines
Budget Institutions and Fiscal Performance in Africa
Freedom Budget for All Americans and Economic Equality
Are There Political Budget Cycles in the Euro Area?
How Does Budget Deficit Impair Long-Term Growth and Welfare Under Perfect Capital Mobility?
Can the Budget Airline Model Succeed in Asia?
What Impact Will the Budget Deficit Have on the Exchange Rates?
Has the Stability and Growth Pact Impeded Political Budget Cycles in the European Union?
Does Protection Harden Budget Constraints?
Has the Unified Budget Undermined the Federal Government Trust Funds?
What Are the 3 Main Reasons to Have a Budget?
Does Transparency Mitigate the Political Budget Cycle?
Have Budget Deficits and Money Growth Caused Changes in Interest Rates and Exchange Rates in Canada?
Where Does the Political Budget Cycle Really Come From?
Have U.S. Budget Deficits Raised the Real Interest Rate Yield on Tax-Free Municipal Bonds?
How Are Budget Deficit and Current Account Deficit Interrelated in the Indian Economy?
Why Do College Students Struggle to Stick to a Budget?
How Does the Current Budget Crisis Impact Public Health and Community Services?
What Are the Most Common Problems With a Budget?
Does Trade Openness Influence Budget Deficits in Developing Countries?
How Can National Budget Provide Economic Growth?
Is Deficit Budget Good for Developing Countries?
What Are the Benefits of the Budgeting Process?
How Do State Budget Cuts Affect the Community?
Does Budget Deficit Lead to an Increase in Currency Circulation?
Why Does the Capital Cycle Affect the Operational Budget?
How Has the Budget Cut Affected the Education System?
What Is the Importance of Having a Family Budget?

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These essay examples and topics on Budget were carefully selected by the StudyCorgi editorial team. They meet our highest standards in terms of grammar, punctuation, style, and fact accuracy. Please ensure you properly reference the materials if you’re using them to write your assignment.

This essay topic collection was updated on January 5, 2024 .

Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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Essay on Money

Money is a significant part of human civilisation. It is difficult to think about the world without money. Everybody needs money for various purposes, starting from day-to-day transactions to savings for the future. But if we go back to history, we will find that before money came into existence, there was a barter system to facilitate transactions among individuals in society. With the development of civilisation over time, the barter system lost its ground and was replaced by money. This essay on money will provide ideas to students so they can effectively write essays on this topic. They can also check out the list of CBSE Essays to practise more essays on different topics and boost their writing skills.

500+ Words Essay on Money

Money is any object or record that is generally accepted as payment for goods and services and repayment of debts which also acts as a standard of deferred payments. The main functions of money are distinguished as: a medium of exchange, a unit of account and a store of value. The money supply of a country consists of currency (banknotes and coins) and bank money. Bank money usually forms the largest part of the money supply.

With the help of money, we can fulfil our dream. We can go on trips to various places, eat tasty food, buy a beautiful house and can buy any luxury items. Many businessmen earn a lot of money by making profits from their businesses. They provide services or make products that people need and make money from them. Now, there are many industries and startups which have set up their business and gained success. But still, there are many people who use illegal modes to earn money and become a part of corruption.

Significance of Money in Economy

Money plays an important role in shaping the economy of any country. Money can stimulate or even hamper economic progress. Money affects the income, output, employment, consumption and economic welfare of the community at large. Money through its purchasing power increases consumption and, as a store of value, increases investment, and employment and leads to economic development.

Demonetisation in India

The Prime Minister of India, Narendra Modi, announced demonetisation on 8th November 2016, where Rs 500 and Rs 1000 notes were withdrawn from circulation. It was a major event of the year 2016. The demonetisation decision was taken by the Government in consultation with the RBI. The action was taken to tackle Black Money which is available in various forms like cash, investment in property and real estate, luxury goods like jewellery or with foreign currency dealers and private financiers. The target was to curb the use of black money.

The other motto of demonetisation was to reduce corruption. With demonetisation, the cash in the hands of corrupt people becomes useless, and if the same is deposited in the banks, it loses anonymity, and the person has to pay taxes on the said amount.

The demonetisation also helped in promoting digitalisation through online transactions. A large section of the Indian economy was being run on the cash system, which does not get captured by the tax department as it does not leave any trail. So, the Government thought about promoting digitisation and formalisation of the economy through online transactions, e-wallets, and various payment instruments like Paytm, Rupay cards, the BHIM app etc. The beauty of these instruments is that the entire economic activity gets captured. It reduces tax evasion and improves tax collection.

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The brainstorming process is one of the most important steps when it comes to writing. Though some professors say you should wait until after you’re finished writing to come up with a title, the reality is that sometimes starting with a title can jumpstart the brainstorming process. This is especially true when you’re having writer’s block and can’t come up with a focus for your paper. You may have the topic, but where do you go from there? There are a thousand ways you could approach it, so which one do you choose? Or—worse—you can’t think of a single one! How do you know how to start, or, if see some options, how do you know which will get you where you need to go and not end up just getting you lost?

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Iowa vs. South Carolina odds: 2024 Women's national championship game picks, Caitlin Clark predictions

Calvin wetzel identified his best bets for south carolina gamecocks vs. iowa hawkeyes on sunday in the 2024 women's ncaa tournament national championship game.

Caitlin Clark and the Iowa Hawkeyes square off against the undefeated South Carolina Gamecocks in the 2024 NCAA Women's Tournament national championship game on Sunday. South Carolina enters Sunday's showdown with a perfect 37-0 record. Iowa, meanwhile, has won 11 straight behind the brilliance of Clark and her teammates. The Hawkeyes defeated South Carolina 77-73 last year in the Final Four.

Tipoff from Rocket Mortgage Fieldhouse in Cleveland, Ohio, is set for 3 p.m. ET. The Gamecocks are 6.5-point favorites in the latest South Carolina vs. Iowa odds, while the over/under for total points scored is 160.5. Before making any Iowa vs. South Carolina picks or championship game predictions, you have to see what women's basketball expert Calvin Wetzel has to say .

Wetzel, HerHoopStats.com lead betting writer, incorporates his mathematical background and strong knowledge of women's hoops to turn the site's prediction model into picks. Now Wetzel has turned his attention to women's college basketball after teaming up with Aaron Barzilai, a Ph.D. from Stanford. Since the start of the 2021-22 women's college basketball campaign, he is 1384-988 (+371.33 units). Wetzel also predicted 66 of 68 tournament teams this year, as well as 62 of 68 teams within one seed line, and correctly picked 13 of 16 second-round games. Anybody following his picks has seen huge results.

Now, he has set his sights on Iowa vs. South Carolina and made his picks and predictions. You can visit SportsLine now to see his picks . Here are several college basketball odds and trends for South Carolina vs. Iowa:

Iowa vs. South Carolina spread: Gamecocks -6.5
Iowa vs. South Carolina over/under: 160.5 points
Iowa vs. South Carolina money line: Gamecocks -300, Hawkeyes +210
IOWA: The Hawkeyes shoot 37.8% from 3-point range
SC: South Carolina averages 46.3 RPG
Iowa vs. South Carolina picks: See picks at SportsLine

Why South Carolina can cover

The Gamecocks are aiming to become the fifth school and first team since the 2016 UConn Huskies to go undefeated. Over the last three seasons, South Carolina has gone 108-3, while every other school has at least 12 losses. The Gamecocks head into Sunday's contest leading the NCAA in points per game differential (+29.4), opponent field-goal percentage (32.2%), and blocks per game (7.8).

Senior guard Te-Hina Paopao has been an effective playmaker in the backcourt. Paopao can knock down perimeter shots with ease and has good court vision to get her teammates involved. She averages 10.9 points and 3.7 assists per game, while shooting 46% from downtown. In her last game, she racked up 10 points and six assists. See which team to pick here .

Why Iowa can cover

Everyone knows that Clark is a superstar but the Hawkeyes have seen other players step up to help keep the pressure off of her. Sophomore forward Hannah Stuelke has been a reliable outlet offensively for the Hawkeyes. Stuelke does a great job cutting to the rim and is able to finish with either hand. She averages 14.1 points and 6.7 rebounds per game, while shooting 63% from the field.

In her last game, Stuelke finished with a tournament-high 23 points, shooting 9-of-12 from the field. Senior guard Kate Martin provides the team with another capable floor spacer. Martin has a reliable jumper and is a competitive force on the boards. She averages 13 points and 6.8 rebounds per game. In the Elite Eight against LSU, Martin finished with 21 points and six boards. See which team to pick here .

How to make South Carolina vs. Iowa picks

Wetzel has analyzed this matchup and he is leaning Under on the point total, while discovering a critical X-factor that has him jumping all over one side of the spread. He's sharing what it is at SportsLine .

Who wins Iowa vs. South Carolina, and what critical x-factor makes one side of the spread hit hard? Visit SportsLine now to see which side of the spread hits, all from the expert who's up 371 units since the start of the 2021-22 season , and find out.

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LIV Golf Miami Leaderboard: Individual, team winner, prize money, notables at Trump Doral

DORAL — Sergio Garcia's playoff woes with LIV Golf continued Sunday at LIV Golf Miami after a final-hole three-putt and a trip into the water in the playoff.

South Africa's Dean Burmester carded a par on his second playoff hole while Garcia took bogey to secure the biggest win of Burmester's professional golf career on the Blue Monster at Trump National Doral Miami.

Burmester, 34, shot 4-under in the final round and 11-under for the tournament to earn a $4 million-dollar payday, a gaudy total for a player who'd never won a LIV tournament or on his former PGA Tour.

"I'm at a loss for words to be honest," Burmester said. "I've been on the receiving end of this a few times ... He obviously gave me a lifeline and I got into the playoff and anything can happen in the playoff.

"It's been a long road and to beat a lot of the best players in the world ... It's super special."

Garcia suffered another defeat in a LIV Golf playoff, dropping his career record to 0-3 after losses to Talor Gooch in Singapore in 2023 and Joaqu í n Niemann at Mayakoba in 2024.

He appeared to have all the momentum after holing a long birdie putt on his second to last hole to tie Burmester for the lead at 12-under. Burmester, who shanked his final drive right on No. 18, took bogey on his final hole to drop to second, meaning Garcia could win with a par.

The Spaniard, who entered Sunday with the lead, found the green in regulation but couldn't make his par putt, pushing the tournament to a playoff. After splitting the first playoff hole, Garcia's second shot found water on the second playoff hole, opening the door for Burmester's winning par.

Garcia took home $2.25 million for his runner-up finish while Matthew Wolff left with $1.5 million after finishing solo third.

Louis Oosthuizen, the 2010 Open Championship winner, was in contention with Burmester and Garcia until his second to last hole, where the South African found sand twice before flying his second bunker shot into the water for a penalty.

Recent: Donald Trump greets Anthony Kim, Bryson DeChambeau and more golf stars at LIV Golf Miami

Jon Rahm's Legion XIII avoid collapse at LIV Golf Miami

Tyrrell Hatton (-8) and Jon Rahm (-8) helped Legion XIII avoid a late collapse on Sunday afternoon.

The first-year club grabbed the lead after Saturday's second round and maintained a three to four-stroke advantage for most of Sunday. All four Legion XIII golfers, including Zimbabwe's Kieran Vincent (-1) and USA's Caleb Surratt (-3), finished under par for the tournament.

Legion XIII wobbled late, allowing Bubba Watson's Range Goats to move within two strokes, but Vincent recovered after losing a ball in the water on his final to get up-and-down for a win-sealing bogey.

"(Vincent) was obviously aware of the situation and he wasn't having a great day," Rahm said. "To make the putt shows that he has what it takes in the big moment. ... He had two fantastic first rounds and we're all going to have to watch out when he figures it out and puts it all together."

Stingers GC appeared to be the most capable challenger for much of the day with Burmester and Oosthuizen shooting low but struggles from South African teammates Charl Schwartzel (+4) and Branden Grace (+2) limited comeback hopes.

Legion XIII pocketed $3 million for the club's second win of the year. Stingers GC grabbed a second-place payout of $1.5 million while Range Goats took home $500,000 for third.

Anthony Kim finishes last

LIV Golf's most famous "Wild Card" entry once again struggled to keep pace with the field.

Anthony Kim , 33, placed 53rd overall (+21), good for last among golfers who finished the tournament. Australia's Cam Smith withdrew on Saturday.

Kim produced a round of applause after chipping in for birdie on No. 9, one of only two holes he played under par while shooting 8-over (80) in the final round. He walked away with $50,000 in prize money for his last-place finish.

A three-time winner on the PGA Tour and former U.S. Ryder Cup representative, Kim returned to pro golf in 2024 at the invitation of LIV Golf CEO Greg Norman. He'd spent more than a decade away from the professional circuits with little explanation after suffering an Achilles injury in 2012.

Kim finished 53rd (+16) at LIV Jeddah in February and 50th (+3) at LIV Hong Kong in early March. He's pocketed $160,000 in prize money through three LIV Golf events this year.

LIV Golf Miami Leaderboard

T1. Dean Burmester (-11)
T1. Sergio Garcia (-11)
3. Matthew Wolff (-10)
T4. Tyrrell Hatton (-8)
T4. Marc Leishman (-8)
T4. Jon Rahm (-8)
T7. Bryson DeChambeau (-7)
T7. Louis Oosthuizen (-7)
T9. Abraham Ancer (-6)
T9. Talor Gooch (-6)
T9. Joaquin Niemann (-6)
T9. Thomas Pieters (-6)
T9. Patrick Reed (-6)
Jon Rahm's Legion XIII (-22)
Bubba Watson's Range Goats (-21)
Louis Oosthuizen's Stinger GC (-15)
Joaquin Niemann's Torque GC (-13)
Sergio Garcia's Fireballs GC (-13)

Notables: LIV golfers in the Masters Tournament

Bryson DeChambeau, T7 (-7)
Sergio Garcia, T1 (-11)
Tyrrell Hatton, T4 (-8)
Jon Rahm, T4 (-8)
Joaquin Niemann, T9 (-6)
Patrick Reed, T9 (-6)
Adrian Meronk, T17 (-4)
Dustin Johnson, 24 (-1)
Bubba Watson, T33 (+2)
Charl Schwartzel, T37 (+4)
Brooks Koepka, T45 (+7)
Phil Mickelson, 47 (+8)
Cameron Smith, WD

LIV Golf 2024 Schedule

Mayakoba (Joaquín Niemann / Rahm's Legion XIII)
Las Vegas (Dustin Johnson / Koepka's Smash GC)
Jeddah (Joaquín Niemann / DeChambeau's Crushers GC)
Hong Kong (Abraham Ancer / DeChambeau's Crushers GC)
Miami ( / Rahm's Legion XIII )
April 26 — Adelaide
May 3 — Singapore
June 7 — Houston
June 21 — Nashville
July 12 — Andalucía
July 26 — United Kingdom
Aug. 16 — Greenbrier

Eric J. Wallace is deputy sports editor for The Palm Beach Post. He can be reached at [email protected].

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Guest Essay

Let People Sell Their Kidneys. It Will Save Lives.

An illustration of a shirtless man dangling his feet in a kidney-shaped pool.

By Dylan Walsh

Mr. Walsh is a freelance journalist who focuses on science and the criminal justice system.

I owe the past 25 years of my life to my father, who dozed under general anesthesia as a surgeon cut eight inches from stomach to spine, removed one of his kidneys, placed it on ice and sent it to a nearby operating room, where it was fitted into my abdomen. My brother had a kidney transplant the same week, six days before I did. His new kidney came from a man we never knew who had died in a car accident in the mountains.

We were teenagers, afflicted with a congenital kidney disease. But we were lucky.

There are 100,000 people in the United States waiting for a kidney. More than half a million are on dialysis, which from my experience I know to be more of a means of survival than a form of living. About 4,000 people die each year while waiting for a kidney. Another 4,000 become too sick to undergo surgery — a gentler way of saying that they, too, die. The National Kidney Foundation estimates that without more investment in preventing diabetes and other ailments, more than one million people will be suffering from kidney failure by 2030, up from over 800,000 now .

These numbers illuminate a story of largely preventable suffering. Hundreds of millions of healthy people walk the streets quietly carrying two kidneys. They need only one. The head-scratcher is how to get kidneys from the people who have one to spare into the people who need one. Getting them from genetically modified pigs , as was recently found possible, won’t be a widespread solution for a very long time.

There’s a simpler and long overdue answer: Pay people for their kidneys.

Creating a market for kidneys is not a new concept, but it’s historically been met with disgust: Sell what? To be fair, some of the ways to structure such a market would be irresponsible, coercive and deserving of that disgust.

But others are more thoughtful and prudent. One approach is to make the federal government the sole purchaser of kidneys. Donor and recipient would never meet. Compensation would be fixed, haggling impossible. After the kidney is acquired, the transplant process would unfold in the typical manner.

This idea fits nicely within today’s health economics. Through a quirk of a 50-year-old law , Medicare is the primary insurer for anyone of any age in need of dialysis or a transplant. This has extended the lives of hundreds of thousands of people. It has also been costly, with end-stage renal disease patients accounting for about 7 percent of Medicare’s spending, despite constituting 1 percent of its users. Because transplants are ultimately cheaper than dialysis, if Medicare started paying people to donate kidneys, fewer people would need to survive on dialysis, and Medicare would need less taxpayer money to cover it.

Federal law presents the first and most significant hurdle to a market for kidneys. The 1984 National Organ Transplant Act, NOTA for short, makes it unlawful “to knowingly acquire, receive or otherwise transfer any human organ for valuable consideration for use in human transplantation.” Though markets exist for human tissue, bone, amniotic stem cells and blood plasma and for the use of a woman’s womb and her eggs, organs cannot legally be bought and sold.

For several decades, efforts to persuade people to become kidney donors haven’t increased the number of volunteers. There were roughly 6,000 living kidney donors in 2000; there were roughly 6,000 in 2023. The only way to get more donors is to change the law.

One organization, the Coalition to Modify NOTA, hopes to legalize compensation and then pass a federal law it has titled the End Kidney Deaths Act . As it’s written, it would award living donors $50,000 over five years — $10,000 per year — through refundable tax credits. The coalition says it has held meetings with nearly 100 legislators from both parties and has been encouraged by the level of support for its idea (though the bill still has not been brought to the floor of Congress).

Other proposals meant to solve kidney donation shortages abound. Several bills have recently been introduced to Congress, including one that would prohibit life and disability insurance companies from denying coverage to or increasing premiums for donors, and another that would reimburse donors for expenses they incur during donation. Two Colorado state representatives, one Democratic and one Republican, have drafted their own proposal for a statewide tax credit of up to $40,000 for organ donors; a representative in New Hampshire is trying to create an open market for organs in his state.

Some people who are opposed to the idea of selling organs argue that we should instead improve the process of capturing organs from people who have died. But even a flawlessly functioning system that recovered and transplanted 100 percent of available organs would not meet demand. And deceased-donor kidneys don’t last as long as those from living donors.

One of the most consistent and vociferous objections to a kidney market centers on the fear of coercion or exploitation: If you pay people to do something, particularly if you pay them a lot, then you will drive those who are most desperate and socially precarious to take steps they later will regret.

Ned Brooks, a co-founder of the Coalition to Modify NOTA, told me there are ways to mitigate “the concern that someone is going to donate a kidney because they have a gambling debt or they are losing their house to foreclosure or you name it.” His organization’s proposal, for example, would split the $50,000 payment into installments arriving only around tax season to weaken donation as a get-rich-quick scheme. Even now, donation requires a weeks- to monthslong process of physical and psychological evaluation .

Compensating donors could also go a long way to reducing current inequities. Black patients are more than three times as likely to develop kidney failure as white patients. And under today’s system, white patients are about four times as likely as Black patients (and approximately two times as likely as Asian and Hispanic patients) to receive a living kidney donation within two years of needing one . While there are many reasons for this imbalance, one critical factor is that white people generally possess social networks saturated with volunteers who are able to make the kinds of accommodations needed for major surgery. Compensation would broaden the pool of available kidneys for those who lack these social networks.

Alongside the flurry of political activity surrounding organ donation, a shift in attitudes among the public seems to be underway, making this moment particularly ripe for legislative change. A 2019 study found that roughly 60 percent of Americans would favor compensation through a public agency — and this number, depending on the form of compensation, would increase to 70 percent to 80 percent if such a system eliminated kidney shortages. This is a rare nonpartisan idea at a highly polarized moment and could save the dozen people who die every day waiting for a kidney.

My kidney has been ticking along since August 1998, far longer than the average transplantation. It will give out sometime, maybe before my children graduate from high school. It will almost certainly fail before any children they may have are born. Still, I’ve lived 25 years I would not have had otherwise. I hope for a world in which others — many others — are given such an exquisite gift.

Dylan Walsh is a freelance journalist in Chicago who focuses on science and the criminal justice system.

The Times is committed to publishing a diversity of letters to the editor. We’d like to hear what you think about this or any of our articles. Here are some tips . And here’s our email: [email protected] .

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