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Business & Money Essay Titles

IELTS Essay Questions for the Topic of Business and Money. All essay questions below are reported by IELTS candidates and seem to have been repeated over the years. Regardless of the years the questions were reported, you could get any question below in your test. You should, therefore, prepare ideas for all questions given below. The topics below could appear in both GT and Academic IELTS Writing Task 2.

Business & Money Essay Questions for IELTS Writing Task 2

In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion. (Reported 2017, 2019, 2020, 2022 Academic Test)

More and more business meetings are taking place online. What are the advantages and disadvantages of this trend? (reported 2021, 2022, 2023)

Due to the development and rapid expansion of supermarkets in some countries, many small, local business are unable to compete. Some people think that the closure of local business will bring about the death of local communities. To what extent do you agree or disagree? (repeated most years)

Companies should provide sports and social facilities for local communities. To what extent do you agree? (Reported 2017, 2021)

If the product is good and meets consumer needs than advertising is unnecessary. To what extent do you agree? (2023)

Large businesses have big budgets for marketing and promotion and as a result, people gravitate towards buying their products. What problems does this cause? What could be done to encourage people to buy local products? (2016, 2020, 2022)

Some countries encourage foreign companies to open in their country. Many people think that the government should focus on encouraging local business rather than foreign businesses. To what extent do you agree? (reported 2021, 2023)

An increasing number of people are buying what they need online. What are the advantages and disadvantages for both individuals and companies to shopping online? (repeated most years)

Marketing and promotion is the key to a successful business. To what extent do you agree? (repeated frequently)

The performance of staff can have a significant impact on the success of a company. What can companies do to increase staff productivity? (this question is repeated but often with a different focus, for example “Marketing has the most significant impact on the success of a company”. This question offers marketing rather than staff productivity as the most important aspect of success.

Some companies have uniforms for their staff which must be worn at all times. What are the advantages for a company of having a uniform? Are there any benefits of having a uniform for the staff? (repeated most years)

In many countries, it is common for families to own and run their own business. Some people think this is the best way to run a business, while others consider this a potential source of problems. What is your opinion? (2018, 2020, 2022)

Some people think that when recruiting, companies should aim to take on people who are innovative and able to work independently while others considered they should recruit people who are able to work in a team and follow instructions. Discuss both views and give your opinion.

Some people think that the only way to have success in business is to have a unique product. What factors, do you think, influence the success of a company? (reasons for success in business is a frequent question)

Small businesses should avoid recruiting young women who do not have their own family in order to avoid paying maternity leave later on. To what extent do you agree or disagree? (2021)

Sales companies should recruit people who are hungry for money as they will make the most dedicated workers. Do you think money is the driving force behind hard work? What factors should be taken into consideration when recruiting staff for sales positions? (2020)

The reason that most individuals are in debit is due to the overuse as well as irresponsible use of credit cards. Banks should not issue credit cards unless they are completely sure of an individual’s ability to pay back their debits. To what extent do you agree with this? (this question is quite common)

Some people believe that the higher a product is priced, the more likely it is that people will want to buy it. To what extent does price influence potential buyers? What other factors influence people to buy a product? (2015, 2018, 2021)

Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is money a true indicator of the success of a business? In what other ways could success in a business be measured? (frequent question regarding indicators of success)

It is common practice for some students to take a gap year between high school and university in order to do charitable work abroad in underdeveloped countries. What are the advantages and disadvantages for young people of doing volunteer work? (common question)

Rich countries are getting richer while poor countries are getting poorer. What is the cause of this? What could be done to solve this problem? (common question)

Some people think that it is better for a country’s economy for people to spend money, while others believe that it would be better for people to save money. Discuss both sides and give your opinion. (2015, 2018, 2020)

Reported essay questions are from students who have taken their IELTS test. That means questions may have appeared more frequently than have been reported. These questions may vary slightly in wording and focus from the original question. Also note that these questions could also appear in IELTS speaking part 3 which is another good reason to prepare all topics thoroughly.

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Business and Money in an IELTS Essay - How to Write

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Updated on 02 February, 2024

Kanika Pruthi

Sr. content writer & study abroad expert.

The business and money IELTS essay can be written easily, provided you stick to the narrative and follow basic guidelines. You have to spend roughly 40 minutes writing this essay, with the minimum word count being 250 words. There is no upper limit for the same. The question will ask you to present your argument in writing to a particular business and money-related statement.

Sample Answer 1-

Business and Money IELTS Essay Samples Answer - 2

Frequently asked questions, important study abroad articles, study master programs in usa, business and money ielts essay samples.

Question- Do you agree or disagree with the following statement?

Businesses should do anything they can to make a profit .

Sample Answer 1-

I do not agree that businesses should do whatever they can to make a profit. I put forward my opinion based on the following ideas. Firstly, every business or institution should have a code of ethics or morality. This primarily indicates that the company should be treating all its customers/clients with respect to their individual or institutional rights. It is a given that companies may sometimes fail to earn a chunk of their profits in certain cases. However, client security is non-negotiable and should be ensured at the outset. Otherwise, these customers or clients will shift to competitors and not return to the original company or business. You can find an example of such a case some years ago when Rose Chemicals (name changed) manufactured a new kind of herbal soap without testing suitably. Hence, this led to severe side effects, rashes, and hives for many users, and many of them filed complaints in several courts across the world. The company CEO took the vital decision to recall all herbal soap products from the manufacturing line and distributors while paying compensation to aggrieved customers for their future treatment and harassment. This led to the company losing a major chunk of its business revenues in a particular year. However, it led to its image being salvaged and helping retain its core customer base. The decision was a tough one. The CEO of the organization acted courageously while understanding that failure to act would cost the company more in the future owing to the lack of clients and revenues altogether and loss of brand image and goodwill.

Secondly, for succeeding in a competitive contemporary business environment, many organizations have to take on each other at various levels. Many companies lose out on profits through reducing product prices. They do not aim for higher profits but create long-term satisfaction for clients. They do this because they want products to be sold and inventory to be cleared while satisfying customers and retaining them for the long haul. They also keep offering free delivery, incentives, coupons, free service, discounts, free online access, returns, etc. This makes older customers happier while also drawing newer ones in the bargain.

To conclude, a business where the sole objective is profit will not succeed in the long run, especially in today’s fast-evolving business landscape. Companies that put their customers and ethics first will ultimately gain and double their profits manifold in the long run. (406 words)

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I agree with the statement that businesses should be doing anything they can to make a profit. I put forward my opinion based on several points. While there may be scenarios where companies may have to forego profits on account of several reasons, I believe that the abiding goal and motto of the business should be to earn profits in whichever way they deem fit in the circumstances. Businesses should always look at the silver lining and ways to maximize profits. Let me give you an example of what I am trying to opine. Suppose company A and company B are both rivals in the same business that offers organic fruits and vegetables to customers at their dedicated stores and outlets. Now, with the coronavirus-induced lockdown and restrictions at several levels by the authorities, both companies were initially suffering due to a lack of profits from their physical stores. With lower footfalls, both companies were forced to innovate. Company A announced delivery options for customers at a specific cost, hiring delivery executives on salaries based on minimum projections of per-day orders. Company B announced that customers need not come to stores and instead hired delivery executives to deliver goods to customers at no extra cost. Free delivery would be given to customers, and the executives' salaries would be borne by the company itself. A goodwill gesture, yes, but with skyrocketing demand due to the lockdown, Company A ended up earning higher profits from its delivery model, which created a new income channel and buffered for any depletion of in-store orders. Company B ended up foregoing profits instead of paying for delivery and value-added services from its pocket. With its earnings, Company A paid all salaries, retained all staff members, and contributed toward sanitization and other community welfare measures. At the same time, Company B ultimately had to lay off workers or slash their salaries in the interim to tide over things. Which company did better? Company A, of course.

Secondly, I feel that the business can be financially stable without profits and no hiring activity. It is important to keep the entire value chain running for any business, and hence a profit-oriented outlook is what is most important. Companies should always engage with their stakeholders to find out newer products/services that work, tapping unused resources to generate income and using money judiciously for future stability and expansion.

To conclude, companies should do everything they can to make profits, of course, within the bounds of the law and legal provisions. However, it is a competitive landscape out there. They should put their basic needs first, i.e. the ability to keep serving customers, keep monetary inflows coming in and keep retaining and maintaining employees and employment levels overall. (457 words)

How do I write a business essay?

Writing a business essay is not too difficult provided you follow the available templates and practice writing beforehand. You should always assess the subject of the essay first and irrespective of the scope of the topic, point out your own opinion first before proceeding further. Discuss the topic and your opinions in detail in a couple of paragraphs while also illustrating your points with examples.

Use specific vocabulary and keep it to the point without exaggeration or fluff. Use direction words for your essay along with limiting words that help you narrow down the main topic.

What is the business essay in IELTS?

The IELTS examination has several essay topics that have been assigned over the years. One of these essay types is the business essay or the business and money essay. This may be conveniently written if you stick to logical points and follow the guidelines. You will have to write at least 250 words in 40 minutes for the essay. You will have to present an opinion or argument on the question that is given.

For instance, one question could be- Do you agree or disagree with the following statement? Businesses should do anything they can to make a profit .

What is the importance of business and money essay?

The IELTS examination has various sections and types of essays. One of them is the business and money essay. There are varying topics which require perceptive answers from your end. You will be given topics like whether you agree or disagree with the notion that businesses should always focus only on profit and so on. This is just an example. You will have to submit your own opinion while highlighting your argument with instances and examples as well.

You may sometimes get a question where it states that - Some people think that the only way to judge someone’s success in business is by the amount of money they make. Is this a true indicator of the success of a business and in what ways could success in a business be measured? It is another example that you can follow.

How to write conclusion in business and money essay?

When you are writing a conclusion for your business and money essay, make sure that you first talk about the core topic of the essay once again and then state your opinion regarding the same in a succinct manner. Then end off with a good phrase or memorable quotation or any relevant line which sums up what you wish to say about the given topic of the essay. Your conclusion should sum up what you wrote earlier without being lengthy.

What are the structures for business and money IELTS essay?

The basic structure to follow is the following:

Introduction- Talk about the topic and then give your opinion as an introductory part.
First Paragraph- Talk about your first point and illustrate the same with an example.
Second Paragraph- State your subsequent points and also keep using instances.
Conclusion- State the question and your opinion once again before rounding off with a relevant phrase or quotation or line.

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Business Essay Topics to Write with Impact

Business essays are a common requirement for students pursuing various business-related courses. The key lies in choosing a familiar subject out of various business essay ideas that spark inspiration, one that can be thoroughly researched with ample sources, intriguing facts, or statistical data. In this article, we offer a comprehensive list of business essay topics ideas for you to write a paper that is unmatched!

Business Essay Topics Ideas: Navigating the Selection Process

Selecting the most suitable business essay topics can prove to be a challenging endeavor. Due to the intricate and sensitive nature of the subject, it is crucial to handle business terminologies with care while ensuring that your chosen topic remains intact. To aid you in this process, our custom coursework writing has compiled a set of important tips that will assist you in identifying an impressive essay topic.

First and foremost, choose a topic that aligns with your personal interests and passions. This will not only make the writing business essay more enjoyable but also enable you to delve deeper into the subject matter.
Additionally, opt for a business essay topic that offers a wide scope for research. Having access to a wealth of resources and information will enhance the quality and depth of your analysis.
Select argumentative business essay topics that provide a rich pool of information and sources for reference. This ensures that you have a solid foundation to support your arguments and analysis.
Prioritize topics that offer evidence, examples, or facts to substantiate the major points of your thesis statement. This not only strengthens your arguments but also demonstrates your understanding of the subject matter.
Avoid the temptation to opt for overly broad subjects, as they can be challenging to cover comprehensively within the given deadline. Instead, focus on more specific aspects that allow for in-depth analysis and exploration. For instance, if you're writing an expository paper, you can enhance your approach by utilizing an expository essay outline . This will help you structure your major points more efficiently and ensure a clear and logical flow of ideas in your writing.
For case studies, consider selecting a business essay example centered around well-established companies and discussing their successes or failures. By offering concrete solutions, you can showcase your critical thinking and problem-solving skills.

50+ Business Essay Topics Ideas: Unleashing the Best Choice

While there is an abundance of business essay topics ideas to explore, we have curated a selection of exceptional choices to assist you in this endeavor. Take a thorough look at our handpicked list and discover an ideal topic that will serve as a solid foundation for crafting a detailed and engaging business essay.

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Business Management Essay Topics

Business management is a broad field that covers various topics affecting the management of business operations. It encompasses finance, marketing, sales, human resources, and supply chain management. The principles of business management are applicable to all types of businesses, whether small or large. Here are some topics from our ' Do my essay ' experts that can help you explore this area.

Leadership Styles and Their Impact on Organizational Performance: Analyze different leadership styles (e.g., autocratic, democratic, transformational) and their effects on employee motivation, job satisfaction, and overall organizational performance.
The Role of Emotional Intelligence in Effective Management: Explore the importance of emotional intelligence in managerial roles, examining how self-awareness, self-regulation, empathy, and social skills contribute to effective leadership and team management.
Strategic Human Resource Management: Discuss the role of human resource management in achieving organizational objectives, focusing on topics such as talent acquisition, employee development, performance management, and retention strategies.
Ethical Decision Making in Business: Examine ethical challenges faced by managers and organizations, analyzing frameworks and approaches for making ethical decisions and creating an ethical culture within the business environment.
Change Management and Organizational Resilience: Explore strategies for effectively managing organizational change, considering topics such as change communication, employee engagement, resistance management, and building organizational resilience.
Innovation and Entrepreneurship: Discuss the role of innovation and entrepreneurship in driving business growth and success. Analyze topics such as fostering a culture of innovation, managing risk, and strategies for promoting entrepreneurial thinking within organizations.
Strategic Marketing Management: Examine the importance of strategic marketing in achieving competitive advantage, discussing topics such as market segmentation, targeting, branding, product development, pricing, and promotional strategies.

Business Law Essay Topics

Business law is a critical component of any business operation. It covers a wide range of topics, including contracts, intellectual property, securities, and trade secrets. Here are some business law essay topics:

The Role of Intellectual Property Laws in Protecting Innovation and Creativity in the Business World.
The Legal and Ethical Implications of Data Privacy and Cybersecurity in Business Operations.
Corporate Social Responsibility: Balancing Legal Obligations and Ethical Considerations in Business Practices.
The Impact of Antitrust Laws on Promoting Fair Competition and Preventing Monopolies in the Market.
The Legal Challenges and Opportunities of International Business Transactions: Navigating Cross-Border Trade and Investment Laws.
The Role of Employment Laws in Protecting Employee Rights and Promoting Fair Labor Practices in the Workplace.
The Legal and Ethical Implications of Corporate Governance: Ensuring Accountability and Transparency in Business Organizations.
The Impact of Consumer Protection Laws on Safeguarding Consumer Rights and Regulating Business Practices.
Legal Challenges and Strategies for Managing Contracts and Negotiations in Business Transactions.
The Role of Environmental Regulations in Balancing Business Operations and Sustainable Development.

Business Ethics Essay Topics

Business ethics refers to the set of moral principles that govern the decisions and actions of businesses, and if you need assistance, professionals can help you ' write my research paper ' to explore this topic in-depth. Meanwhile, here are some business ethics essay topics:

Ethical Dilemmas in the Workplace: Analyzing Real-Life Scenarios and Decision-Making Processes.
The Role of Corporate Social Responsibility (CSR) in Promoting Ethical Business Practices.
The Impact of Ethical Leadership on Organizational Culture and Employee Behavior.
Ethical Considerations in Marketing and Advertising: Balancing Profitability and Consumer Protection.
The Ethics of Workplace Diversity and Inclusion: Promoting Equality and Fairness.
Ethical Issues in Supply Chain Management: Ensuring Fair Labor Practices and Environmental Sustainability.
The Ethical Implications of Technology and Artificial Intelligence in Business Operations.
Whistleblowing and Corporate Misconduct: The Role of Ethics in Promoting Accountability.
The Ethics of Corporate Governance: Ensuring Transparency and Responsible Decision-Making.
Ethical Challenges in International Companies: Navigating Cultural Differences and Corruption Risks.

Business Administration Essay Topics

Business administration covers various topics related to the administration and management of business operations. Here are some ideas you can also use as dissertation topics :

Effective strategies for managing employee diversity in business operations.
Effective supply chain management strategies.
Business incubation and entrepreneur support strategies.
Effective leadership and its impact on business performance.
Best practices in business decision-making and problem-solving.

International Business Essay Topics

International business operations are characteristic of companies that operate on a global scale. Here are some international business essay topics:

The impact of globalization on international business operations.
The impact of cultural differences on international business negotiations and operations.
Digital transformation challenges and opportunities for global businesses.
Effective entry strategies for multinational corporations into emerging markets.
Effective strategies for managing global supply chain operations.

And if If you're wondering how to write a nursing essay focused on international business operations, here are some essay topics to consider:

The Impact of Globalization on Nursing Practice: Analyze how globalization has influenced the nursing profession on a global scale, considering factors such as international collaboration, workforce migration, and cross-cultural challenges.
Ethical Considerations in International Healthcare: Explore the ethical dilemmas faced by nurses working in multinational healthcare settings, examining issues like cultural relativism, patient autonomy, and disparities in healthcare access.
Strategies for Managing Cultural Diversity in Nursing: Discuss effective strategies and best practices for nurses to navigate cultural diversity in international healthcare environments, emphasizing the importance of cultural competence, effective communication, and respectful care.
Nursing Leadership in Global Healthcare Organizations: Examine the leadership skills and competencies required for nurses to succeed in global healthcare organizations, focusing on aspects such as cross-cultural leadership, strategic decision-making, and managing international teams.
International Collaborative Research in Nursing: Explore the benefits and challenges of international collaborative research projects in nursing, discussing the importance of knowledge exchange, research ethics, and the potential impact on healthcare outcomes.

Organizational Behavior Essay Topics

Organizational behavior studies the behavior of people and organizations in the workplace. Here are some topics to create a thorough business essay example:

The relevance of leadership and management in organizational behavior.
The impact of motivation theories on business performance.
Diversity management strategies in organizational behavior.
The impact of workplace stress on employee performance and mental health.
Effective communication strategies in organizational behavior.

Good Business Essay Example

If you are one of those students who don't need business essays and need college essay writing services you've come to the right place too. Our professional writers have done it for you. In the next section, you can explore a business essay example.

Final Words

With our comprehensive list of business essay topics ideas, we've laid the foundation for your inspiration to take flight. With your chosen topic in hand, you're now prepared to conquer the world of business essays and create a masterpiece that will captivate your readers and leave them amazed. So, take the leap and let your business essay reach new heights of excellence!

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Our professional writers can help you create something truly unique and special

Now, are you looking for answers to common questions about business essays? In this FAQ section, we address some of the most frequently asked questions to help you navigate the world of business essay writing.

What to Consider When Choosing the Best Business Essay Topics?

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Sample Essays

Sample Business School Essays

Studying business is a great way to gain valuable working experience across many industries. As such, many students decide to further their education with a degree in business. To help set your business school application apart from the others, having a stellar application essay can help tremendously. Before writing your own essay make sure you explore our sample essays to gather a few ideas and thoughts on how you can make your essay unique and engaging.

This section contains five business essay samples:

Business School Essay Sample One

Business school essay sample two, business school essay sample three, business school essay sample four.

Business School Essay Sample Five

Watching my brother transform from a man who had lost his ability to walk to a man who can play basketball with my father kindled my fascination of the physical therapy world. The Bureau of Labor Statistics anticipates the field of physical therapy to grow faster than average in the upcoming years. I hope to join this field during an exciting time of growth, furthering the rehabilitation of those who have been injured.

Following graduation from ABC Business School, I intend to serve a marketing team in a local physical therapy company, such as Ridgeview Physical Therapy. My short-term goal is to lead a team, furthering success in the Ridgeview area. Due to the popular physical therapy company thirty miles from Ridgeview, much of the local population is unaware of the quality services Ridgeview Physical Therapy has to offer. I hope to increase visits by 40 percent in the first 5 years of my employment. My long-term goal includes extending the company’s reach into surrounding cities, and eventually beyond national barriers, becoming a global marketing manager.

I expect to gain skills and experiences from ABC Business School that will propel my short and long-term goals. I hope to develop an experiential and diverse learning experience and have the opportunity to interact with different groups of people to learn from their business insights and endeavours. From ABC Business School, I seek the tools and resources needed to further engage in my marketing knowledge, perform professional strategic analyses, and re-evaluate my past work experiences. I look forward to taking courses from Professor Jim. W. Reid, who has published the research of the success of Matthews and Marketing in his book, “Matthews Commerce,” which has helped me continue my career this far. I also look forward to taking the unique classes taught by Professor Rachel E. Davis, introducing me to the physical therapy world and enriching my business skills in that area.

When my brother’s car accident in 2011 caused immobility in his left leg, he never thought he would be able to play his favorite sport again. David Andrews, a 1994 graduate from ABC Business School, ensured that that would not come to pass. I spoke with Andrews about his journey, and he told me that it was through the opportunities and education he received from the professors and students at ABC Business School that helped him open his own practice. I hope to follow in Andrews’s footsteps. With the passion I have for the success of Ridgeview Physical Therapy, and the determination I learned from watching my brother, all I need to complete my goals is the knowledge available to me through an MBA at ABC Business School. I look forward to completing my career aspirations using the tools received from ABC Business School to contribute to my professional career.

The world of physical therapy is growing, and with my skills in marketing, I hope to grow the local Ridgeview services across the globe.

In this essay, the applicant is assigned to answer the prompt in approximately 500 words. The admissions officer expects a clear and concise essay that does not veer off the question and exemplifies quality writing, grammar, and punctuation. In questions similar to these, the admissions officers are looking for: Student’s understanding and knowledge in answering questions: The writer explains his short and long-term career goals, referencing the future of the career (Bureau of Labor Statistics) and quantifying his goals (Increase by 40 percent within the first 5 years). A deeper look into who the applicant is: Writer shares personal information that also relates to answering the question (brother in physical therapy). Make sure that any personal information you share does not veer off of the question that needs to be answered. Proper research on the school to adequately answer the second question: Student mentions names of professors who have demonstrated help in the past (professor’s business research book) giving credibility to the student that he believes they will be able to help him in the future. Avoid flattery and only speak of the school in a way that shows proper research and answers the question presented.

Nancy, the CEO of Jasmine Publishing House, bought me a coffee and told me I should invest in warm gloves as we sat down at a corner diner for what would be a game-changing business meeting. As the leading publishing house in Europe, Nancy informed me that JPH was interested in closing a multi-million dollar deal with our fashion magazine, Zoelle, provided we changed the magazine's appearance to attract a broader European audience.

As production manager, my job was to lead and supervise a staff of 30 to match Nancy's vision, working closely with the design team, photographers, production staff and marketing team. After three weeks of heavy brainstorming, we developed a fresh appearance for the magazine.

I invited Nancy to a meeting with me and three of our executive producers. I shared with her the strategy we had created in order to solve our appearance problem, as well as estimated costs and complications. Nancy agreed that the direction our magazine was going fit well with her vision and audience, and that JPH would be happy to work with us within the next week.

Although the team was excited to accept the offer, I was concerned that we were not prepared to complete the project so quickly. Though the executive producers did not understand, as our production team was to begin work on the next issue the following day, I explained that there may include deep financial consequences if we rush into the process. I wanted to ensure that JPH received a consistent layout from Zoelle magazine. Nancy agreed to wait until the upcoming issue was complete before beginning work on the new look.

We began work the following Tuesday, after the latest issue was produced. I collaborated with an eight member marketing team to develop new branding for our magazine and mediated this branding with the design team, ensuring that it was able to blend well with their ideas and insights based on the first meeting with Nancy. I led the operation of the first issue to be published via JPH, supervising 30 employees.

After the issue was published, our sales increased by 42 percent in the first week. After leading the Zoelle team to a business deal close and a fresh start, I learned that with the proper leadership, a staff of varied talents, insights and opinions can work closely together to produce a magazine that continues to increase its sells each issue. My initiative helped provide Zoelle with its largest new contract that year, a $2 million deal. Customers from Europe and the United States commented with positive remarks on the new look, showing interest in the replacement of the former look, which had been being published for seven years.

After this leadership experience, I was able to see my potential as a leader. I can communicate effectively with all members of a group and help connect them with one another to make a larger picture. I protect my business discernment even against an upset crowd, and am able to properly persuade others to understand other perspectives. Through learning more about leadership every day with my work in Zoelle, I hope to continue to strengthen these abilities and witness the success they can bring to media production.

In this essay, the applicant was asked to detail her leadership abilities through the application of a relevant example. She was asked to do this in approximately 550 words, using concise language and proper grammar and punctuation. In questions similar to these, the admissions officers are looking for: Applicant's ability to share leadership qualities with a relevant example: This writer shared leadership qualities of communication (brainstorming with different staffs and helping them connect their ideas together), listening (brainstorming and understanding staff concerns), delegating (ensuring each team did what was supposed to be done), and managing (managed and supervised a staff of 30) through the use of an example from her work with Zoelle Magazine. Proof of a potential growth in these leadership skills: The writer hopes to “continue to strengthen” her leadership skills. She provides examples of how she learned from previous leadership roles. How these skills will help further your career: The writer used an example from her current career and concluded her essay with a look into the potential of leadership in her field.

I looked across my celebratory cheesecake and beamed up at my new coworkers. I couldn't believe I had finally landed my dream job. All of the senior editors were having lunch in the cafe across the street from the bakery where the finance team and marketing team shared dessert. I had been hired as a budget analyst at my favorite magazine. My job was to work alongside the business manager to help create a more healthy marriage between the finance and marketing departments, thus improving our sales and workplace environment. On my way home, I reflected on my relief in finally having an exciting and secure career.

Just three months later, we met at the same bakery where I had celebrated my new job. Every department from our small, close-knit staff was present. As the publication manager began to tell us the news, I remember how our faces fell. Our publication company was going out of business, and every publication was to be shut down. She explained that they had tried to find another publishing company without success.

Not only did I feel as though I failed the company, I also knew that I, as well as the other 17 employees, was out of a job. We went back to our offices and packed up our things. Writers and designers were frantically calling around, asking for open positions. An employee from the finance department began tweaking his resume, and the marketing department apologized to the publication manager and editor-in-chief, who responded graciously.

I had to leave my apartment not long after losing my job. I stayed with a friend on the north side of town as I tried to find a job in a shrinking economic suburb. It took six months to find a position, and though I had to move and leave behind my dream, I found a new way to work toward my new dream.

From this experience, I learned the importance of adaptability. Only through my ability to embrace the change happening around me was I able to find a new job and start a new life with new visions and goals. Applying for my MBA would have sounded bizarre to the disheartened, homeless idealist who lost her dream. But now, after finding in me the strength to persevere, I am able to take what I learned from my previous job and pair it with what I learn from the university. This knowledge will help me ensure that the future companies I work with will not have to endure a similar fallout.

However, if there comes a time when I am again involved in a lost company, I know how to repair. I know how to restore.

In this essay, the applicant was asked to recall a challenging situation to which the writer overcame the boundaries. The writer was asked to do this in approximately 450 words, using concise language and proper grammar and punctuation. In questions similar to these, the admissions officers are looking for: Applicant's ability to identify a challenging moment in her life: This writer uses a relevant example of a challenging situation, describing the challenge of losing a job, losing housing, and having to move to a different city. Examples of how the applicant overcame these challenges: The writer cites her “adaptability” as the reason why she was able to overcome this challenge. Instead of giving up, the applicant tells of applying for other jobs, even ones that were out of her comfort zone and in another city. Brief insights to what the applicant learned from the challenge: This writer learned how to maintain strength, perseverance and adaptability in challenging situations. The applicant tells of continuing the learning process in her MBA program and allowing it to help future companies.

“Gallery Furniture saves you money today!” As a child, these words rang out to me, sandwiched in between the episodes of Pokemon and Yu-Gi-Oh that I gleefully watched every Saturday morning. During commercial breaks, an older gentleman known as Mattress Mack would dominate all 24 inches of my cartoon box with his signature hundred-mile-per-hour pitch, reserved for sputtering off the praises of American-made furniture sold at affordable prices. Mattress Mack reigned as a household favorite in the Greater Houston area; in fact, my cousin and I made games out of memorizing his lines and spitting them out as fast as we could whenever his ads came on TV.

Mack’s distinctive elevator-pitch talking style stemmed from the financial difficulties he faced at the start of his career. At that time, Mack invested his entire life savings in a single ad that aired on two stations. While watching the ad himself, he grew unhappy with the producers’ work and ad-libbed a rapid pitch which would be later recognized as one of his greatest sparks of unconventional genius. Mack's unique re-branding has taught me to recognize the value of bootstrapping and developing creative solutions to solve problems.

Beyond his unorthodox sales strategies, Mack also had a heart that was truly the size of Texas. In August of 2017, Hurricane Harvey made landfall and caused $125 billion in damages, and several people that I personally know lost everything. While most of us worried solely about our own survival, Mack opened his two biggest showrooms and provided food to those who needed it most. His heroic actions eventually earned him his own day, August 26th, appropriately named Mattress Mack Day. He has inspired Houstonians just like me to pursue entrepreneurship opportunities that put social focus on the forefront.

As Harvey pummelled through the Gulf Coast, I noted the amount of devastation the hurricane has caused for our local automotive industry. This sparked an idea. As a passionate watchmaker and a car enthusiast, I partnered with my co-founder to create one-of-a-kind wristwatches from wrecked supercars with stories to match. A portion of each sale would then be donated to Habitat for Humanity to rebuild communities affected by natural disasters. My dream came to fruition, and over the last two years, the work I did has gained the attention of Mayor Turner, Capital One Bank, and various other notable individuals and organizations across Texas, Florida, Switzerland, and the UK. Born from a company bootstrapped with a $10,000 award from Capital One Bank, we are now projected to take in a revenue of $500k in the coming year.

Mattress Mack’s unconventional business approaches have taught me that tackling problems with limited capital yields the most innovative solutions and that the numbers, albeit essential, are not the end-all-be-all of a company. His ability to see equal importance in their lesser-noticed counterparts -the people his business serves and the community he resides in- are what sets him apart from traditional bosses as a truly effective leader. His actions have taught me that marrying unconventional problem-solving skills to a strong moral code is the key to greater personal success.

Business Sample Essay Five

Fuqua was the first business school I visited at the beginning of my application journey. No one in my family has ever attended college, let alone business school, so my visit opened a new world of opportunity for me. I sat in the auditorium with 300 other Management Leadership for Tomorrow (MLT) fellows soaking up facts about Fuqua’s collaborative culture, global perspective, and distinguished faculty. My most vivid memory of the experience was at the end of the first day when the Black and Latino MBA Organization (BLMBAO) came on stage and helped me understand what it truly means to be on “Team Fuqua.” Dancing, cheering, and wearing their Blue Devil gear, the students made it easy to see a cohesive community for students of color – one that I have not felt so palpably at any other business school since. As I sat in that auditorium, I began to imagine myself as a part of “Team Fuqua,” and after the visit I became more confident that there was a place for me at Duke. For these reasons, I am seeking a spot in the entering class of 2022.

Post MBA, I plan to work as a Product Manager in an innovative digital healthcare company focused on using technology to transform patient care. Specifically, I would like to work in wireless tech and data analytics focused on chronic disease management similar to Twine Health, a platform integrated into patients' Fitbits to monitor diabetes-related vitals. In preparation for a career in healthcare, I plan on being a part of Fuqua’s Health Care Club (HCC). I look forward to contributing to this community through my perspective in healthcare consulting as well as my experience in the health insurance marketplace. By participating in the HCC, I will leverage the insight from 2nd year students as I navigate the healthcare recruiting process during HCC life line sessions. In time, I hope to return the favor by helping new students navigate recruitment, coursework, and life in Durham. Particularly, I am excited to gain valuable insight into the healthcare industry through programming coordinated by HCC such as the Duke MBA Health Care Conference and panel discussions throughout the year. HCC will not only provide me the knowledge and professional aptitude for a meaningful career in the healthcare sector, but will also grant me a life-long network of Fuqua healthcare leaders. To further promote health, I want to take part in the Fuqua Running & Triathlon Club. As a cross country athlete in high school and college, I look forward to exploring the Raleigh-Durham area and sharing my love of running.

Beyond my involvement in the Fuqua healthcare community, I also plan to join BLMBAO. It is very important for me to be part of a collective of leaders of color that empower each other to reach their full potential in business. For this reason, I am interested in joining the leadership cabinet of BLMBAO and shaping events such as the MBA Minority Business Conference. I want to continue BLMBAO’s work of increasing the visibility of underrepresented minorities, engaging Fuqua on issues of race and inequality, and being an advocate for women of color in business. For example, as a Fellow and alumna of MLT, I will commit myself to building a pipeline for Latina prospective Fuqua MBA students. This will include holding workshops that focus on the application process and challenges specific to Latinas in management.

In the end, Duke is the ideal place for me to become the business leader I know I can be. The opportunities in healthcare at Fuqua with HCC in conjunction with the school’s close proximity to the research triangle are second to none. A Fuqua MBA will give me the opportunity to learn, grow, and lead among lifelong friends. As a part of the incoming class, I will continue to learn more about Fuqua and expect that the “Team Fuqua” spirit will stand out in all of my interactions within the larger community. Just as BLMBAO students inspired me on my first day at Fuqua, I hope to one day inspire a young Latina professional setting her sights on business school.

13 Business Essay Examples for Students

14 min read

Published on: May 1, 2023

Last updated on: Jan 30, 2024

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Are you struggling to figure out the structure, research, or data required to make your essay stand out? Or frustrated by the lack of inspiration and ideas for your essay?

But don't give up yet! We have a powerful solution that will make your essay writing a breeze. Our list of business essay examples is here to help!

We have compiled expertly written business essay examples that will illustrate how to write a striking business essay.

With our examples, you'll be able to see how to structure your essay and generate creative ideas for your topic. And our tips will help you make the most of these examples.

So, let's dive in and get ready to learn!

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What is a Business Essay?

A business essay is a type of academic writing that focuses on business-related topics and issues. These essays can cover a wide range of topics such as marketing, finance, management, entrepreneurship, and more.

The importance of business essay lies in presenting a well-researched and informed analysis. To do this effectively, writers need to conduct extensive research and analysis on the topic at hand.

Referring to examples of business essays can help you gain insight into the structure, tone, and content of a well-written essay.

Business Essay Examples For Students

Here is a list of business writing examples

Business Essay Examples Pdf

Business Essay Example Grade 10

Business Essay Example Grade 11

A Level Business Essay Examples

University Business Essay Examples

International Business Essay Examples

Short Essay About Business

College Essay About Starting A Business

Types of Business Essay with Examples

When it comes to business essay writing, there are several different types that you might encounter.

Here's a brief overview of each type, including their characteristics and an example of each.

Paper Due? Why Suffer? That's our Job!

Case Studies

A case study is an in-depth analysis of a specific business situation or problem. It involves extensive research and data analysis to provide recommendations.

Case studies often showcase the application of theory to real-world business scenarios.

Research Papers

Research papers involve a more academic approach to business writing. They typically require an extensive literature review, data analysis, and original research.

Business research papers aim to contribute new knowledge to the field of business. These often involve a hypothesis or research question.

Argumentative Essays

Argumentative business essays aim to persuade the reader to adopt a particular point of view or take a specific action. They present an argument and use evidence and logic to support their claims.

Argumentative essays can address various business topics such as management practices, ethical issues, or market trends.

White Papers

A white paper is a document that provides a detailed explanation of a particular issue or problem, often with recommendations or solutions.

White papers are typically used to educate stakeholders about a specific topic. These are often used in the business-to-business (B2B) context.

Comparative Essays

Comparative business essays compare and contrast two or more topics or ideas. They typically analyze the similarities and differences between the topics to evaluate their pros and cons.

Comparative essays can focus on various aspects such as products, companies, markets, or strategies.

How to Structure Your Business Essays

As you begin writing your business essay, it's important to structure it in a clear and organized way.

Here's a step-by-step guide with business essay samples to help you do just that:

Executive Summary

The executive summary is a brief overview of your entire essay. It should summarize your main points and highlight your recommendations.

This section should be written after completing the essay, as it gives a clear picture of what the essay covers.

Here is how you start a business essay sample:

Introduction

The introduction sets the stage for the rest of the essay. It should introduce the topic, provide background information, and explain the purpose of the essay.

Here is a business essay introduction example:

Industry Analysis

In this section, you'll conduct a thorough analysis of the industry in which the business operates. You should examine factors such as competition, market trends, and customer behavior.

Here is a sample industry analysis

Key Issues or Problems

This section should identify the main issues or problems faced by the business. You should provide evidence to support your claims and analyze the impact of these issues.

Here is an example paragraph:

Solutions or Recommendation

Here, you'll provide solutions or recommendations to address the issues identified in the previous section. Your solutions should be well-supported and feasible.

For instance:

Implementation Plan

For this part, you'll outline a plan for implementing the solutions or recommendations you've proposed. This is sort of a description of the business model you suggest.

This section should be detailed and include specific action steps.

For example:

Finally, you'll wrap up your essay by summarizing your main points and reiterating your recommendations.

This section should be clear, concise, and impactful.

By following this structure, your business essay will be well-organized, coherent, and easy to follow for your readers.

Tips for Using Business Essay Examples Effectively

Now that you have quite a few business essay examples at hand, you should know how to use them effectively:

Use them as a guide, not a template : While it's great to learn from examples, you should never copy them outright. Instead, use them as a starting point for your own research and writing.
Analyze the strengths and weaknesses of the essay : Take note of what works well in the example essay, as well as any areas that could be improved. This will help you understand how to make your own essay even better.
Use them to inform your own research and writing : Pay attention to the research methods, sources, and evidence used in the example essay. This can give you ideas for your own research and help you strengthen your arguments.
Avoid plagiarism and ensure proper citation: Whenever you use ideas or information from an example, make sure to cite your sources. This will help you avoid plagiarism and maintain academic integrity.

You now have a plenty of business essay examples on different topics to help you get started!

By following our tips and studying the sample essays, you can confidently write your own essays that are clear, concise, and impactful.

However, if you still find yourself struggling with your business essays, just reach out to our professional business essay writing service .

We have the best online essay writing service and are ready to provide you a high-quality business. Our writing service has subject specialist writers who can tackle any business essay topic.

So why wait? Contact us today and let our AI essay writer take your business essays to the next level!

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IELTS Blog & IELTS Mock Test

Ielts exam preparation for a higher band score., ielts essay: as well as making money, businesses also have social responsibilities.

IELTS Essay Topic:

As well as making money, businesses also have social responsibilities.

To what extent do you agree or disagree?

Sample Answer: It is sometimes argued that businesses have many important responsibilities towards societal issues along with making money. I completely agree with this notion that corporations should be working on tackling socio-economic problems and should not only concentrate on making money.

Corporations have always been inclined towards making money. It is true that the money driven approaches are fundamentally important to gain financial success. If companies or associates do not work hard to increase profitability, they would not be able to compete in the market in terms of providing more and more employment facility to people, and eventually to help eradicate poverty. In addition, without earning enough money, businesses cannot even invest in raising social values.

However, corporations should have a duty to fulfill societal needs instead of solely striving for more and more money. Social responsibilities mean tackling the global challenges. These most pressing issues include climate change, poverty, inequity and resources or water scarcity. Take Unilever, a pharmaceutical multinational company, as an example- this high-profile organization has had a profound record of giving medical or other financial aid to the most deprived people of developing countries. As a result of these holistic and intensive social measures they are becoming increasingly successful in managing and solving poverty and health related problems in respective impoverished neighbourhoods.

To sum up, while successful and profitable businesses are fundamentally important to boost economy by generating revenues through earning more profit, social and environmental issues should also be included into their priority list of core planes.

[Written by – Aisha, UK]

Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

Get the huge list of more than 500 Essay Topics and Ideas

White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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Why Money Is So Important In Business

What is important to your business? What do you pride yourself on? What is the foundation of your company policies? For each and every single business world wide – this could be different. Every single business will have different motivations and differing factors that keep them moving forward and that dictate their aims and goals in business. Some businesses will look to be ‘non-profit’ and aim to reinvest any profit made back into the company or even donated to a good cause. Some businesses will have a huge focus on customer services and make the customer the center of everything they do. There are a lot of things that can become the foundation of a business, and all are valid.

However, we mustn’t fool ourselves. There is one thing above all that is the most important factor to a business: money. Without money, a business hasn’t got much at all . Money may not be the motivating factor behind every single decision that a business makes, but it certainly has a huge place of importance in business. Simply put, a business can’t do anything and won’t amount to much at all without money. That’s the bottom line – and that is why money is almost always going to be the be all and end all of business. It’s like your own finances, if you’ve no money, you can borrow some, take out a loan or use a credit card – but if you continue to build up debt in this form, it will become overwhelming, and creditors will chase you. If you can’t pay your debts, you will have to dissolve your accounts and declare bankruptcy. The same goes for business – there is not a limitless pool of funds that you can draw from, but if you’ve got a lot of cash, you can certainly move assets around to squeeze cash from your business. As for normal business? A lack of money forecasts the end times.

In business, a lack of finance is a huge issue. A business has a lot of costs – you need to pay wages, you need to pay your energy and facility bills, you must pay for the rent of your business premises if you are renting, or the mortgage of the place. A lot of costs are wrapped up in owning and running a business, and if the cash runs dry, these ends can’t be met – not with your money at least. This puts a huge focus on money for a business – you will always want value, and you will want your business to earn money that is worth your time so you can keep it running, and ideally grow it. Without finances, you don’t have much options at all and this can be a major worry for any business out there.

What do you if your business has no cash ? Well – in the first instance you need to cut down on what you are spending. Take a good look at your yearly budget and try to identify areas of big expenditure – this should come easily as areas with big expenditure are clear. Then, find ways to cut down on your spending. If you’re buying supplies at high cost, see if you could save cash with DontPayFull.com . If your rent is too high, consider moving to a new premises. There should always be something to do to ensure your business can cut losses – if not the short term, then definitely in the long term.

While money is hugely important to a business , a business and owner will always have different motivations, and money won’t always be the major one, despite its clear importance to the world of business. That’s a good way of thinking – businesses are better off ethically if they don’t treat money as the be all and end all as money can lead a business owner towards some drastic, but sometimes necessary decisions that aren’t always right. The best way of looking at it? Do your best to avoid a situation where money isn’t a problem. This might be a bit of a ‘pie in the sky’ situation as businesses will rarely avoid money issues – even the biggest corporations cut costs now and again. However, if you can do your best to ensure that you don’t run into money troubles, or take steps to prepare for times of business austerity, you’ll put yourself and your business at an advantage and give your business a huge chance of surviving. You might not be able to buy that type of insight!

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Times Insider

A Finance Reporter Who Invests in Readers’ Well-Being

Taxes. Tuition. Cryptocurrency trading. Since 2008, Ron Lieber has answered hard-hitting questions about personal finance as the Your Money columnist.

A man with glasses and a long-sleeve shirt types on a laptop placed on a table. He is seated next to a woman in an orange dress whose face is not visible.

By Sarah Bahr

Times Insider explains who we are and what we do and delivers behind-the-scenes insights into how our journalism comes together.

When Ron Lieber arrived at The Wall Street Journal’s office in 2002 for a job interview, a couple of editors immediately sized him up.

“They said, ‘We know what your beat is: beating the system,’” said Mr. Lieber, who had last worked as a senior writer for Fast Company covering management, design and careers. “And now you’re going to come here and do that for us.”

After helping found the Personal Journal section of The Wall Street Journal and writing a separate money management column, he was hired by The New York Times in 2008 to take over Your Money , a personal finance column. Sixteen years later, he has gained a reputation for offering readers advice — often tinged with his own experience — on headache-inducing issues, like how to navigate the maze of paying for college or prepare for life after a layoff .

“I love introducing readers to characters who they might not think would be the subject of money columns, but who are actually perfectly suited to teach us a thing or three about how the world works,” said Mr. Lieber, whose column appears online and most Saturdays in the Business section.

As a columnist for The Times, he has witnessed two recessions and a pandemic. (In 2009, he even wrote about how his own financial planner had been charged with fraud.) In a recent conversation, he shared the unexpected lessons he had learned in writing the column and the topics he thought might soon dominate the world of personal finance. These are edited excerpts from the conversation.

How did you first become interested in finance?

When I was a high school senior in Chicago applying for financial aid for college, I found my way to Roger Koester , who was an associate director of financial aid at Northwestern University. He had an after-hours side gig in his office; in exchange for $45, he’d explain the whole financial aid system to local families who were trying to understand it. He knew exactly what he was talking about and gave me terrific advice.

It was a reminder that there’s always a grown-up somewhere who knows how to beat the system, and if you can just find that grown-up and ask questions, you can help other people beat it, too. I don’t think of myself as the grown-up, but every week, I still feel like I’m searching for the grown-ups who know the answer to whatever thorny consumer question is bedeviling our readers.

What makes for a good column?

When I think about personal finance, there’s a kind of a Venn diagram of possible topics: things that are really expensive; processes that are really complicated; and decisions where emotions can lead us astray if we aren’t careful. I like to think that when I’m at the center of that diagram, I’ve found the right topic.

And then there’s the matter of voice. The best compliment anyone can pay me is to say that my column sounded like I was there in the room with them, explaining the topic at hand. I want it to feel conversational, and not lecture-y, preachy or didactic. That doesn’t mean it’s always friendly — I try my best to punch up at institutions or entities that can take it and deserve it.

If I can find the right topic, and do it in the right voice, I’ve won the week.

Last month, an article by New York magazine’s financial advice columnist on how she was scammed out of $50,000 went viral. Do you think you would’ve fallen for that scam?

Never say never. I’m constantly telling myself that there’s never a reason to rush to do something right now. There’s pretty much always time to call one or three or five people smarter than you or just calmer than you who will ask you levelheaded questions and try to pull you back from the edge of making a big mistake.

What writers and publications do you read to stay on top of your beat?

I read The Wall Street Journal religiously. I’m a big fan of Ramit Sethi, who’s the author of the book “ I Will Teach You to Be Rich ” and a newsletter writer. I love reading Michelle Singletary , who writes the personal finance column for The Washington Post. And I also really like the attitude and the message of Tori Dunlap , who most people know from Instagram and TikTok.

What trends are you watching?

All of the people who’ve been in the work force for their entire career without a traditional pension are starting to retire, and a lot of them are going to run out of money. The question of what’s going to happen when that happens is deeply concerning.

I’m also interested in all of the work that Conor Dougherty and other Times colleagues have been doing around our inability to build more housing in a reasonable fashion. It’s not clear where and how people in their 20s and even 30s are going to buy homes.

Anything else you want to add?

If people are seeing things in the world that don’t make sense — whether they think corruption needs to be exposed, or if they just want to say, “I can’t be the only one who doesn’t understand this thing, could you explain it?” — it’s so helpful for me to know . Some of the work I’m most proud of started with a reader comment on one of my columns. We’re all in this together, and none of us are as smart as all of us.

Sarah Bahr is a senior staff editor at The Times. She has reported on a range of topics, most often theater, film and television, while writing for the Culture, Styles and National desks. More about Sarah Bahr

A Guide to Making Better Financial Moves

Making sense of your finances can be complicated. the tips below can help..

Credit card debt is rising, and shopping for a card with a lower interest rate can help you save money. Here are some things to know .

Whether you’re looking to make your home more energy-efficient, install solar panels or buy an electric car, this guide can help you save money and fight climate change .

Starting this year, some of the money in 529 college savings accounts can be used for retirement if it’s not needed for education. Here is how it works .

Are you trying to improve your credit profile? You can now choose to have your on-time rent payments reported to the credit bureaus to enhance your score.

Americans’ credit card debt and late payments are rising, and card interest rates remain high, but many people lack a plan to pay down their debt. Here’s what you can do .

There are few challenges facing students more daunting than paying for college. This guide can help you make sense of it all .

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Insights Weekly Essay Challenges 2024 – Week 173 – A Business That Makes Nothing More Than Money Is Poor Business.

Insights weekly essay challenges 2024 – week 173.

30 March 2024

Write an essay on the following topic in not more than 1000-1200 words:

“A Business That Makes Nothing More Than Money Is Poor Business.”

Essay synopsis.

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How corporate PAC money could end up in the personal coffers of Sens. JD Vance and Markwayne Mullin

Sen. Ted Cruz single-handedly altered campaign finance rules last year via a Supreme Court case.
Federal lawmakers can now pay themselves back for large personal campaign loans after an election.
Two freshman GOP senators have been doing just that — while also taking corporate PAC money.

Republican Sens. JD Vance of Ohio and Markwayne Mullin of Indiana have spent the last year-and-change using campaign cash to pay themselves back for hefty loans they sunk into their 2022 Senate bids.

At the same time, they've been taking tens of thousands of dollars in corporate PAC money — some of which may be ending up directly in the senators' bank accounts.

Between the 2022 election and the end of 2023, Vance has used $78,000 in corporate PAC contributions to repay campaign debts, while Mullin has done the same with $45,000 in corporate cash.

Yet it's difficult, if not impossible, to draw a straight line from a single corporate PAC contribution to the checks each senator receives from their campaigns, given the interchangeability of campaign funds. Both men have also been repaying substantial debts to other campaign vendors, and have been accepting donations from other PACs and individuals for the purpose of debt retirement, the sum of which outweighs the corporate PAC money.

The murky reality of both Vance's and Mullin's finances can be attributed in part to the work of Sen. Ted Cruz .

In 2018, the Texas Republican moved to challenge the 2002 Bipartisan Campaign Finance Reform Act, which prevented federal candidates from raising more than $250,000 after their election to repay any personal loans they had made to their campaign. Anything that remained beyond that limit was deemed a contribution and ineligible to be recouped.

In 2022, the Supreme Court ruled in favor of the Texas senator in Ted Cruz vs. FEC — a move decried at the time by left-leaning ethics experts and liberal Supreme Court justices as opening the door to corruption.

"Repaying a candidate's loan after he has won election cannot serve the usual purposes of a contribution: the money comes too late to aid in any of his campaign activities," Supreme Court Associate Justice Elena Kagan wrote in her dissenting opinion in the case. "All the money does is enrich the candidate personally at a time when he can return the favor—by a vote, a contract, an appointment."

"Thanks to the Cruz decision, lawmakers can now easily lend their campaigns large amounts of money and use corporate PAC contributions to pay themselves back once they're in office," said Jordan Libowitz, communications director for Citizen for Responsibility & Ethics in Washington (CREW). "While disappointing to see it happen yet again, this is the new reality we live in."

Vance defended the arrangement in a brief interview at the Capitol this month, saying he doesn't "think there's anything particularly unusual about the way that we're doing it."

"Look, we put a lot of my personal money into the campaign, and the goal is always to pay it back and put us in a good place for 2028," said Vance. "And that's what we're gonna do."

'Totally normal' or a bad incentive structure?

Since that 2022 decision, Republican Sen. Ron Johnson of Wisconsin has paid himself back $400,000 for years-old loans he made to his 2010 and 2016 campaigns, which he did days before telling Business Insider that he had no intention of doing that .

Cruz, for his part, has no problem with these sorts of loan repayments.

"If he wants to pay himself back, I think that's fantastic," Cruz told Business Insider in May 2023. "It is perfectly reasonable that Ron Johnson, after 10 years of making an interest-free loan to the American people, can pay back his own money."

Vance and Mullin represent two more notable cases of what some left-leaning ethics watchdogs warned about.

Altogether, Vance loaned $1.4 million to his Senate campaign, paying off $700,000 of that before he was elected. He had paid off nearly the entirety of that loan by the end of 2023, along with more than $306,000 in debts to other campaign vendors.

Mullin loaned his campaign $1 million and he has paid himself back $153,000, along with repaying nearly $27,000 in debt to GL Pro, an Oklahoma-based political strategy firm.

The Ohio senator's campaign has earmarked contributions from over 30 corporate PACs — including Comcast, Intel, General Motors, and Walmart — for the explicit purpose of debt retirement. Mullin did the same with 19 corporate PACs, including ConocoPhillips, ExxonMobile, and GlaxoSmithKline.

The optics of accepting the corporate cash may be a sore spot in particular for Vance, who's made criticism of "woke" corporations central to his political brand . He also promised not to take corporate PAC money during the GOP primary, only to reserve that pledge during the general election against Democratic Rep. Tim Ryan, who did accept corporate PAC money.

"We decided that hamstringing ourselves in the general election didn't make the same amount of sense," said Vance.

Proponents of the arrangement argue that because campaign cash is fungible, with money from various sources going into one big pot, there's little to no risk of bribery. They also argue that debt repayments aren't all that different from other campaign expenses that politicians may benefit from, such as catering or airfare, and that one could make the same "bribery" argument about any politician who accepts large sums of corporate cash.

"It is a totally normal practice for senators to raise money to repay campaign debt and Business Insider knows that," said a representative for Vance's campaign. "This partisan smear job is even more egregious when you consider that only 6% of Sen. Vance's lifetime political fundraising has come from PACs, a third of the 18% average for successful 2022 Senate campaigns."

But Saurav Ghosh, director of federal campaign finance reform at the Campaign Legal Center, argues that what's important is the incentive structure presented to campaign donors, corporate or otherwise.

"The benefit for the PACs, and even individuals who do this, is that they know at the point when they're putting their money in that it's enriching the candidate," said Ghosh. "The fact that the campaign is sort of the intermediary through which this money is flowing does very little to change that incentive structure."

Watch: Gold bars, cash found in home of senator charged with bribery

Main content

Judge Juan Merchan sets April 15 trial date for Trump hush money case

The judge presiding over Donald Trump's hush money case on Monday scheduled the trial to begin on April 15.

The ruling by Judge Juan Merchan came after the former president 's attorneys had asked for a lengthy delay or for the falsifying business records charges against their client to be dismissed because of evidence that was turned over just this past month by federal prosecutors.

Merchan found Manhattan District Attorney Alvin Bragg's office “is not at fault for the late production of documents from the U.S. Attorney’s office” and the case could proceed to trial next month.

Trump attorney Todd Blanche then asked the judge again for another delay given the pre-trial publicity surrounding the case. “There’s a lot of news because he’s running for president, which is another reason why he should not have to sit for a trial now,” Blanche said.

Merchan said he'd allow Blanche to file papers stating his case, but also indicated he wasn't going to budge. "See you all on the 15th," he said at the end of the hearing.

Trump attended the hearing, and blasted the new trial date as "election interference" afterward. "This is a case that could have been brought three and a half years ago," he said, calling the trial date "a disgrace." "We'll obviously be appealing," he said.

The former president appeared grim on his way into court as well. “This is a witch hunt. This is a hoax," he said.

Merchan had postponed the trial , originally scheduled to begin Monday, until at least mid-April after federal prosecutors belatedly turned over mounds of evidence related to a key witness in the case, former Trump lawyer Michael Cohen.

While hearing arguments from both sides on who was to blame for the late production of evidence, Merchan blasted Trump's team suggesting the DA was responsible for federal prosecutors having not turned over the evidence earlier. “You are literally accusing the Manhattan DA’s office and the people assigned to this case of prosecutorial misconduct” while they had no control over their federal counterparts, the judge said.

He also said Trump's lawyers could have asked for the information earlier.

Donald Trump at Manhattan Criminal Court in New York City

“It’s odd that we’re even here, and that we’ve taken this time,” Merchan said, before calling a 45-minute recess.

Trump looked angry as he exited the courtroom during a break ahead of Merchan's ruling.

Bragg, who brought the falsifying business records charges against the former president last year, said he supported a 30-day delay in the proceedings in response to Trump’s request for a postponement in order to review documents that federal prosecutors had turned over relating to their prosecution of former longtime Trump lawyer Michael Cohen.

Bragg’s office, however, warned Merchan against delaying the trial further , saying that it should proceed April 15 because fewer than 300 of more than 170,000 documents turned over by federal prosecutors are potentially relevant to Trump’s criminal defense.

The late document production came after Trump's attorneys asked in January for additional documents from the U.S. Attorney's office in Manhattan. In the hearing, Merchan pressed Trump's lawyers on why they had not alerted him to the issue earlier, including during a hearing last month.

Blanche told the judge that they hadn't thought the judge could do anything about the issue, but apologized for not having raised it sooner.

Trump’s lawyers have pointed fingers at the district attorney's office for failing to obtain the records sooner and asked Merchan to toss out the charges. The DA’s office decried the arguments by Trump’s counsel as a “red herring.”

Merchan tried to press Trump's lawyer to provide a firm number of documents that still need to be reviewed. Blanche pushed back on the DA's position that only 300 documents were relevant and said they're still looking through Cohen's emails, bank records and interview notes. "We got the materials a week ago. We're still going through them," Blanche said, as his client appeared to listen intently.

The judge also pressed the DA's office on the Trump team's claim they had been trying to "suppress" evidence.

”We were not trying to obscure anything,” prosecutor Matthew Colangelo told the judge.

In a sign of the ruling that was to come, the judge said before the break that he and Trump's attorneys appeared to be interpreting things differently. Merchan said Trump's attorneys were characterizing the DA's office as not having done anything in terms of obtaining information while he interpreted what prosecutors have done as going "above and beyond" what the needed to do.

Bragg has alleged that Trump had fraudulently altered business records related to hush money payments that he signed off on. Cohen claimed that Trump directed him to pay $130,000 to adult film star Stormy Daniels ahead of the 2016 presidential election. Daniels maintains that she had an affair with Trump in 2006 , following his marriage to Melania Trump.

Trump pleaded not guilty to the charges in the hush money case and continues to deny having a sexual encounter with Daniels. But the former president has acknowledged making repayments to Cohen, who is expected to appear as a key witness in the trial.

Merchan last week denied Trump’s request to bar Cohen and Daniels from testifying in the case. In a court filing last month, Trump’s lawyers argued that Cohen and Daniels shouldn't testify because they are “liars.”

in 2018, Cohen pleaded guilty t o multiple criminal charges, including making secret payments to women who claimed to have had affairs with Trump, making false claims before Congress about the then-president’s business dealings with Russia and failing to report millions of dollars in income.

Monday’s hearing in the hush money case came the same day as a deadline for Trump to pay more than $450 million for bond in the New York civil fraud case against him. He got some good news during the recess, when a state appeals court reduced the size of the bond he needs to post to $175 million and gave him an additional 10 days to post. Trump, speaking to press in the hall, lauded the decision as proof the judge in the case erred in issuing the original judgment.

If he does post the amount, New York Attorney General Letitia James would not be able to begin collecting on the judgment until after the appeal is decided.

Adam Reiss is a reporter and producer for NBC and MSNBC.

Gary Grumbach produces and reports for NBC News, based in Washington, D.C.

Dareh Gregorian is a politics reporter for NBC News.

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Business & Money Essay Titles
Business & Money Essay Questions for IELTS Writing Task 2. In some countries, a few people earn extremely high salaries. Some people think that this is good for a country, while others believe that the government should control salaries and limit the amount people can earn. Discuss both views and give your opinion.
Business and Money IELTS Essay- Writing Samples
The business and money IELTS essay can be written easily, provided you stick to the narrative and follow basic guidelines. You have to spend roughly 40 minutes writing this essay, with the minimum word count being 250 words. There is no upper limit for the same. The question will ask you to present your argument in writing to a particular ...
260 Money Topics to Write About & Essay Examples
There are lots of money essay topics for students to explore. You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you'll find a list of money topics to write about!
IELTS Topic: Money, Business, and Work
IELTS Essay: Online Transfers. This is my IELTS writing task 2 sample answer essay on the topic of online transfers of money to family, friends, and businesses from the real IELTS exam. Be sure to sign up for my full IELTS EBooks here to support my efforts to keep writing these essays for students: Patreon Ebooks Dave IELTS Essay: ….
Essays About Money: Top 5 Examples And 6 Prompts
5 Top Examples On Essay About Money. 1. Essay on Money by Prasanna. "Imagine the world without money. We will eventually come to a point where we will be asking questions like "what's the point of life". Hope and goals are some of the important things that will keep a man going in life.
How to Write a Business Essay: A Comprehensive Guide
Provide Context. After the hook, provide some background or context related to the topic of your essay. Help the reader understand the significance and relevance of the subject matter in the business world. Thesis Statement. Clearly state your thesis or the main argument of your essay.
Business Essay Topics: Explore a Comprehensive List
Here are some topics to create a thorough business essay example: The relevance of leadership and management in organizational behavior. The impact of motivation theories on business performance. Diversity management strategies in organizational behavior. The impact of workplace stress on employee performance and mental health.
50 Latest Business IELTS Topics
Now you are planning another business trip to this city and would like to see your friend again. Write a letter to this friend. In your letter 1. say why you enjoyed seeing him/her 2. give details of your plans for your next business trip to this city 3. suggest arrangments for seeing him/her again there.
Business School Essay Samples
Before writing your own essay make sure you explore our sample essays to gather a few ideas and thoughts on how you can make your essay unique and engaging. This section contains five business essay samples: Business School Essay Sample One. Business School Essay Sample Two. Business School Essay Sample Three. Business School Essay Sample Four.
IELTS Writing Task 2: 'business responsibilities' essay
Here's my full essay for the question below. As well as making money, businesses also have social responsibilities. To what extent do you agree or disagree? Businesses have always sought to make a profit, but it is becoming increasingly common to hear people talk about the social obligations that companies have. I completely agree with the idea that businesses should do more for society than ...
'Miles Walked, Miles Driven': This Year's College Essays About Money
A typical Tuesday bleeds into a typical week, adding up to a total of over 600 miles. Nearly three hours each day before I add in school, work, swimming and commitments as a brother, as a son ...
Best Business Essay Examples for Inspiration
Click to get FREE 10+ downloadable business essay examples to learn business essay writing. Also find tips and sources for using examples effectively. Order. ... By allowing employees to work from home, companies can save money on office space, utilities, and other expenses. This can be especially beneficial for small businesses or startups ...
Business Essay
A business essay is an academic assignment that involves writing a paper that responds with a strategic and analytical approach to specific situations occurring in the market. Each business essay has a different topic that students tackle. ... especially China are either completed late or use more money and resources than those stipulated in ...
From the Heart to Higher Education: The 2021 College Essays on Money
A young man reflects on his own thrift, while a young woman accepts a gift of ice cream and pays a price for it. Finally, caregiving becomes a source of pride for someone young enough to need ...
Essay on Business for Students and Children in English
February 13, 2024 by Prasanna. Business Essay: The act of making one's living by earning money through the process of buying and selling different kinds of products is called business. Business is based on the foundation of profit and loss; thus, the success or failure of a business has a broad spectrum of variations.
IELTS Essay: As well as making money, businesses also have social
IELTS Essay Topic: As well as making money, businesses also have social responsibilities. To what extent do you agree or disagree? Sample Answer: It is sometimes argued that businesses have many important responsibilities towards societal issues along with making money. I completely agree with this notion that corporations should be working on ...
IELTS Essay Writing Topic- BUSINESS, MONEY, ECONOMY
2. BUSINESS/MONEY/ECONOMY. 1. Question: What are the potential benefits and drawbacks of a cashless society, and what steps can be taken to ensure that everyone has access to digital payment systems? Essay: As digital payment systems become increasingly prevalent, there is growing discussion about the possibility of a cashless society. While ...
Essay on Money for Students and Children
500+ Words Essay on Money. Money is an essential need to survive in the world. In today's world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it.
Money As A Primary Motivator Business Essay
Money As A Primary Motivator Business Essay. It is of utmost importance that employees should like their respective jobs. It cannot be denied that most of the time of human beings is spent at work. If employees like the work they do, they would be motivated to be regular at work and enjoy what they are doing. This would prove to be an advantage ...
The Use of Money in Business Practices
This essay, "The Use of Money in Business Practices" is published exclusively on IvyPanda's free essay examples database. You can use it for research and reference purposes to write your own paper. However, you must cite it accordingly. Donate a paper. Removal Request.
Business Essay
Business Essay. Businesses always play a vital role in our society as it a very competitive when it comes to its own contributions. They satisfy the people's needs and wants. They can even provide an avenue to improve the lives of people to experience high standard of living. Businesses provide a way for people to obtain goods and experience ...
Why Money Is So Important In Business
There is one thing above all that is the most important factor to a business: money. Without money, a business hasn't got much at all. Money may not be the motivating factor behind every single decision that a business makes, but it certainly has a huge place of importance in business. Simply put, a business can't do anything and won't ...
Business and Money
Business and Money. Business and money are two of the most important aspects of modern society. Businesses are the engines of economic growth and development, and they provide the products and services that we all depend on. Money, on the other hand, is the medium of exchange that allows us to buy and sell these products and services.
Economics Of Banking And Finance: Free Essay Example
Loosening monetary policy involves expanding the money supply and making it more accessible to the public to stimulate economic growth. ... Nicole. (2019) 'How to Distinguish Between Tight & Loose Monetary Policy.' [online] Small Business.Chron.com. Wikipedia contributors. (2019, October 31). ... Get original papers written according to your ...
The Your Money Columnist Answers Questions About Finance and His Job
Taxes. Tuition. Cryptocurrency trading. Since 2008, Ron Lieber has answered hard-hitting questions about personal finance as the Your Money columnist. By Sarah Bahr Times Insider explains who we ...
Insights Weekly Essay Challenges 2024
Insights Weekly Essay Challenges 2024 - Week 173. 30 March 2024. Write an essay on the following topic in not more than 1000-1200 words: "A Business That Makes Nothing More Than Money Is Poor Business."
My dad and I built the tiny house together
This as-told-to essay is based on a conversation with Mckean Matson, a 25-year-old tiny homeowner in College Station, Texas. It has been edited for length and clarity.
I tried out 3 investing platforms
A downside of the platform is that it charge fees for transferring money out of your account. You'll pay $50 for a full transfer of your money to another account.
How Corporate Cash May End up in the Pockets of Sens. Vance, Mullin
An image of a chain link. It symobilizes a website link url. Copy Link Republican Sens. JD Vance of Ohio and Markwayne Mullin of Indiana have spent the last year-and-change using campaign cash to ...
Judge Juan Merchan sets April 15 trial date for Trump hush money case
The judge presiding over Donald Trump's hush money case on Monday scheduled the trial to begin on April 15. The ruling by Judge Juan Merchan came after the former president's attorneys had asked ...